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Almost 100% of people misunderstand home value appreciation

Typically the entire increase in value is due to the land. ...
....;..;...;;;.....;;......;;
  02/11/26
Yes
~~(> ' ' )>
  02/11/26
S&P destroys real estate only if your bank will give you...
woah
  02/11/26
(Guy with 0% mortgage)
Buy your next house instantly with Zellow!
  02/11/26
I'm talking about rental property but the point still stands...
woah
  02/11/26
The math still doesn’t work plus you can trade on marg...
....;..;...;;;.....;;......;;
  02/11/26
Oversimplified, but generally accurate (setting aside the le...
coquettish nigress
  02/11/26
I don’t ignore anything. You can get a loan for mar...
....;..;...;;;.....;;......;;
  02/11/26


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Reply Favorite

Date: February 11th, 2026 6:11 PM
Author: ....;..;...;;;.....;;......;;


Typically the entire increase in value is due to the land. The house itself depreciates or stays with inflation at most. Post Covid was not the norm.

If you build a $1,000,000 (building cost) house on a $300,000 piece of land, all your growth will be from that $300,000. Even if the land value doubled you’ve only gone up 23%.

This is why the the S&P destroys real estate long term

(http://www.autoadmit.com/thread.php?thread_id=5833801&forum_id=2betting#49664117)



Reply Favorite

Date: February 11th, 2026 6:22 PM
Author: ~~(> ' ' )>

Yes

(http://www.autoadmit.com/thread.php?thread_id=5833801&forum_id=2betting#49664131)



Reply Favorite

Date: February 11th, 2026 6:22 PM
Author: woah (hitler did nothing wrong)

S&P destroys real estate only if your bank will give you low cost 5x leverage. 20% down but you keep 100% of the gains at attractive costs of capital relative to equities or options.

(http://www.autoadmit.com/thread.php?thread_id=5833801&forum_id=2betting#49664130)



Reply Favorite

Date: February 11th, 2026 6:43 PM
Author: Buy your next house instantly with Zellow!

(Guy with 0% mortgage)

(http://www.autoadmit.com/thread.php?thread_id=5833801&forum_id=2betting#49664167)



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Date: February 11th, 2026 6:51 PM
Author: woah (hitler did nothing wrong)

I'm talking about rental property but the point still stands. If you rent, you're paying profit on top of the cost of the landlord's ownership.

The only optimal solution is to tedpill and invest 100% of your salary in low cost index funds while you live in the woods with no electricity or running water.

(http://www.autoadmit.com/thread.php?thread_id=5833801&forum_id=2betting#49664175)



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Date: February 11th, 2026 7:14 PM
Author: ....;..;...;;;.....;;......;;


The math still doesn’t work plus you can trade on margin

(http://www.autoadmit.com/thread.php?thread_id=5833801&forum_id=2betting#49664217)



Reply Favorite

Date: February 11th, 2026 6:39 PM
Author: coquettish nigress

Oversimplified, but generally accurate (setting aside the leverage issue, which OP ignores)

This is why it's retarded to buy a home that's less than 20 years old.

(http://www.autoadmit.com/thread.php?thread_id=5833801&forum_id=2betting#49664160)



Reply Favorite

Date: February 11th, 2026 7:15 PM
Author: ....;..;...;;;.....;;......;;


I don’t ignore anything.

You can get a loan for margin trading too.

Leverage doesn’t negate my OP

(http://www.autoadmit.com/thread.php?thread_id=5833801&forum_id=2betting#49664218)