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3L loan exit session - lady said consolidation cures pre-2007..
| Racy Pearl Native | 03/04/15 |
| red cocky idea he suggested windowlicker | 03/04/15 |
| Rebellious razzmatazz whorehouse dingle berry | 03/04/15 |
| Racy Pearl Native | 03/04/15 |
| Insane becky | 03/04/15 |
| Galvanic church building | 03/05/15 |
| Racy Pearl Native | 03/04/15 |
| Racy Pearl Native | 03/05/15 |
| aggressive bull headed senate | 03/05/15 |
| claret brunch selfie | 03/05/15 |
| Narrow-minded Locale Trump Supporter | 03/05/15 |
| aggressive bull headed senate | 03/05/15 |
| Yellow cruise ship black woman | 03/05/15 |
Poast new message in this thread
Date: March 4th, 2015 9:21 PM Author: Racy Pearl Native She said that if you do a direct consolidation loan then you are eligible for PAYE even if you had a pre-2007 loan that previously prevented you from getting PAYE.
She also said that, even if you didn't do a consolidation loan, all of your post-2007 loans are eligible for PAYE and only your pre-2007 loans would have to be put on IBR.
Is any of this true?! I find it hard to believe that the person the law school has hired to be a full-time expert on student loan repayment could be so shockingly uninformed, and actively engaged in giving presentations spreading this misinformation to future graduates... but on the other hand law has been a pretty incredible series of disappointments so far so this would fit with the pattern. |
Date: March 4th, 2015 9:21 PM Author: red cocky idea he suggested windowlicker No (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27430786) |
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Date: March 4th, 2015 9:22 PM Author: Rebellious razzmatazz whorehouse dingle berry range of school and race of "expert"? (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27430794) |
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Date: March 4th, 2015 9:23 PM Author: Racy Pearl Native Lower T1 and expert was an obese white woman. BUT, she claimed to have already done this with her own loans! (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27430807) |
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Date: March 4th, 2015 11:19 PM Author: Insane becky (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27431659) |
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Date: March 5th, 2015 1:38 AM Author: Galvanic church building Lol (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27432449) |
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Date: March 4th, 2015 11:18 PM Author: Racy Pearl Native (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27431648) |
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Date: March 5th, 2015 12:59 AM Author: Racy Pearl Native (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27432279) |
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Date: March 5th, 2015 7:05 AM Author: aggressive bull headed senate Mfe in the subject matter here. She is wrong.
What happened to her is that she probably had an IBR-eligible loan from 2008-2011, she refinanced after 2011 and became eligible for paye.
The rules for PAYE allow anyone with federal student loans who have NO loans prior to a date in 2007, and have a first disbursement date after 2011. IBR-eligible people used one weird trick of consolidate their post-2007 IBR-eligible loans to sneak into PAYE because they technically satisfy both prongs of the requirement: they have no loans from 2007, and their first disbursement of the consolidated loan is post-2011.
http://www.ifap.ed.gov/dpcletters/attachments/GEN1222AttachFINAL1845dash0102Expires20151131.pdf |
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Date: March 5th, 2015 8:05 AM Author: claret brunch selfie URL is hilarious. (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27432870) |
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Date: March 5th, 2015 8:06 AM Author: Narrow-minded Locale Trump Supporter 180 (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27432871) |
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Date: March 5th, 2015 8:16 AM Author: aggressive bull headed senate (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27432887) |
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Date: March 5th, 2015 8:18 AM Author: Yellow cruise ship black woman Trying to sneak into PAYE as a pre-Oct 1, 2007 bro is a felony offense, (http://www.autoadmit.com/thread.php?thread_id=2822606&forum_id=2#27432893) |