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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Boyish chestnut legend brunch
  07/22/17
yeah but then the gubmint takes 35% of that shit
Copper lascivious kitchen
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Very tactful black woman
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Boyish chestnut legend brunch
  07/22/17
How do you know REITS won't decline in value
Boyish chestnut legend brunch
  07/22/17
just buy intc and msft and let do
Copper lascivious kitchen
  07/22/17
why even bother? there are savings accounts that earn 1%.
learning disabled hospital
  07/22/17
link?
transparent laughsome business firm
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
learning disabled hospital
  07/22/17
not to be overly boomerish but wtf is ally bank?
transparent laughsome business firm
  07/22/17
its online. if you just need a place to park your money with...
learning disabled hospital
  07/22/17
It's an online-only bank. No physical branches. You can depo...
heady opaque kitty national
  07/22/17
i imagine there are deposit limits?
Copper lascivious kitchen
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
heady opaque kitty national
  07/22/17
Money market accounts typically yield more than savings acco...
Boyish chestnut legend brunch
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
mind-boggling filthpig
  07/22/17
this
Copper lascivious kitchen
  07/22/17
Ty, ty
mind-boggling filthpig
  07/22/17
ally offers 1%
learning disabled hospital
  07/22/17
1% < 1.2%
Cowardly exciting property
  07/22/17
Capital One is better because of the access to branches and ...
Boyish chestnut legend brunch
  07/22/17
Just copped Ally 1.15%
Pontificating base
  07/22/17
cr
learning disabled hospital
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Boyish chestnut legend brunch
  07/22/17
Just do lose effective buying power from inflation. Great.
Hateful Talented Turdskin Theater Stage
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Boyish chestnut legend brunch

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: Copper lascivious kitchen

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: Very tactful black woman

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Boyish chestnut legend brunch

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: Boyish chestnut legend brunch

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: Copper lascivious kitchen

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: learning disabled hospital

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: transparent laughsome business firm

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: learning disabled hospital

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: transparent laughsome business firm

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: learning disabled hospital

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: heady opaque kitty national

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Copper lascivious kitchen

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: heady opaque kitty national

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Boyish chestnut legend brunch

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: mind-boggling filthpig

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: Copper lascivious kitchen

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: mind-boggling filthpig

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: learning disabled hospital

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: Cowardly exciting property

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: Boyish chestnut legend brunch

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



Reply Favorite

Date: July 22nd, 2017 6:55 PM
Author: Pontificating base

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: learning disabled hospital

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: Boyish chestnut legend brunch

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: Hateful Talented Turdskin Theater Stage

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)