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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
khaki coffee pot
  07/22/17
yeah but then the gubmint takes 35% of that shit
Chestnut Stag Film Ceo
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Olive trailer park
  07/22/17
You say that as if there is zero risk. The treasuries that a...
khaki coffee pot
  07/22/17
How do you know REITS won't decline in value
khaki coffee pot
  07/22/17
just buy intc and msft and let do
Chestnut Stag Film Ceo
  07/22/17
why even bother? there are savings accounts that earn 1%.
turquoise temple mother
  07/22/17
link?
Overrated citrine old irish cottage
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
turquoise temple mother
  07/22/17
not to be overly boomerish but wtf is ally bank?
Overrated citrine old irish cottage
  07/22/17
its online. if you just need a place to park your money with...
turquoise temple mother
  07/22/17
It's an online-only bank. No physical branches. You can depo...
Laughsome parlor
  07/22/17
i imagine there are deposit limits?
Chestnut Stag Film Ceo
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
Laughsome parlor
  07/22/17
Money market accounts typically yield more than savings acco...
khaki coffee pot
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Trip Carnelian Newt Yarmulke
  07/22/17
this
Chestnut Stag Film Ceo
  07/22/17
Ty, ty
Trip Carnelian Newt Yarmulke
  07/22/17
ally offers 1%
turquoise temple mother
  07/22/17
1% < 1.2%
Emerald potus
  07/22/17
Capital One is better because of the access to branches and ...
khaki coffee pot
  07/22/17
Just copped Ally 1.15%
brilliant school genital piercing
  07/22/17
cr
turquoise temple mother
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
khaki coffee pot
  07/22/17
Just do lose effective buying power from inflation. Great.
smoky area preventive strike
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: khaki coffee pot

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: Chestnut Stag Film Ceo

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: Olive trailer park

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: khaki coffee pot

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: khaki coffee pot

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: Chestnut Stag Film Ceo

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: turquoise temple mother

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



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Date: July 22nd, 2017 6:53 PM
Author: Overrated citrine old irish cottage

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: turquoise temple mother

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Overrated citrine old irish cottage

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: turquoise temple mother

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: Laughsome parlor

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: Chestnut Stag Film Ceo

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: Laughsome parlor

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: khaki coffee pot

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Trip Carnelian Newt Yarmulke

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: Chestnut Stag Film Ceo

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Trip Carnelian Newt Yarmulke

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: turquoise temple mother

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: Emerald potus

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: khaki coffee pot

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: brilliant school genital piercing

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: turquoise temple mother

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: khaki coffee pot

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: smoky area preventive strike

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)