Credit card points experts get ITT
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Date: November 16th, 2017 9:46 PM Author: balding elite main people milk
You still get the $300 travel credit so it's really only $150.... It's not that much spending to cop $150 worth of points.
That said, I may cancel mine next year and do AMEX Plat just to cop the intro bonus.
(http://www.autoadmit.com/thread.php?thread_id=3799900&forum_id=2#34705197) |
Date: November 17th, 2017 12:38 PM Author: wonderful idiot
I also have a barclaycard arrival+.
should i cancel it and just use CSR?
(http://www.autoadmit.com/thread.php?thread_id=3799900&forum_id=2#34709796) |
Date: November 17th, 2017 1:04 PM Author: Confused theater chad
You need a fairly high spend for the points difference to take care of the additional yearly fee between the CSP/Freedom.
It can be worth it if you care about/take advantages of the card perks--travel and rental insurance, lounge access, price matching on purchases, etc.
(http://www.autoadmit.com/thread.php?thread_id=3799900&forum_id=2#34710015) |
Date: November 17th, 2017 1:05 PM Author: Useless excitant property
i don't really travel any more so i product changes into a freedom and opened up a BOA premium rewards card. If you have over 100k with BOA/Merril the rewards are the best out that as far as I can tell.
https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/
(http://www.autoadmit.com/thread.php?thread_id=3799900&forum_id=2#34710038)
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Date: November 17th, 2017 2:39 PM Author: Useless excitant property
Quote:
Originally Posted by touringuy View Post
Is there a possibility of the 2018 travel credit getting clawed back if you downgrade/PC immediately after receiving the credit?
Is it possible? Yes.
That said, Chase doesn't really have a history of clawing back points.
https://www.flyertalk.com/forum/chase-ultimate-rewards/1738798-chase-product-change-card-conversion-downgrade-upgrade-keep-cancel-2016-onward-40.html
May the force be with you!
Having said that, Chase has recently developed new policies to discourage customers from engaging in actions such as this.
From what I've read, many customers intend to do just what you've outlined.
(http://www.autoadmit.com/thread.php?thread_id=3799900&forum_id=2#34710872) |
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