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Extended warranty claims on Chase Sapphire and Amex
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Date: May 23rd, 2018 5:50 PM Author: pale mexican shrine Amex: made a single claim for a $100 electronic device. I fill out a simple form with date of purchase, purchase amount, and a description of the problem.
Chase: faced with a $150 claim, turfs me over to a third-party claims processor, who requires original receipt, a copy of the credit card statement, description of the problem, manufacturer warranty statement. Now they are asking me to take the monitor to an "authorized repair facility" to get an estimate for repair. |
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Date: May 23rd, 2018 5:51 PM Author: painfully honest gunner I have not had a non-Amex card in over decade. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114150) |
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Date: May 23rd, 2018 6:01 PM Author: pale mexican shrine I got rid of Amex because I felt bad about them taking a bigger cut of purchases, esp at small businesses and restaurants.
But I would gladly pay a higher annual fee to avoid this nonsense. I'm going back. |
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Date: May 24th, 2018 1:09 AM Author: painfully honest gunner I pay cash at small businesses I like.
GC gets the Amex. |
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Date: May 24th, 2018 1:12 AM Author: pale mexican shrine sounds like the cr approach. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36116817) |
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Date: May 30th, 2018 8:13 PM Author: burgundy electric clown (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155052) |
Date: May 23rd, 2018 5:55 PM Author: yellow boyish old irish cottage have both and feel like the chase card is still super prole all the way around. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114177) |
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Date: May 23rd, 2018 6:03 PM Author: pale mexican shrine the benefits look good on paper until you try to use them, i guess. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114245) |
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Date: May 23rd, 2018 6:07 PM Author: yellow boyish old irish cottage im kinda stuck. have all my points with csr. maybe once i blow through them... (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114271) |
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Date: May 23rd, 2018 6:11 PM Author: Buff location wagecucks had the same experience after coming off Amex platinum bro. lmao at third-party benefits administrators. it's prole as shit (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114300) |
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Date: May 23rd, 2018 6:13 PM Author: Buff location wagecucks i tried to use the extended warranty benefit on an iPhone I dropped 3 months after Apple care ended. I sent them the credit card statement, the serial #, and only asked for the 275 that Apple charges to repair it. they won't do anything for me until I send them the paper receipt of the original iPhone purchase at a t-mobile store. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114306) |
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Date: May 23rd, 2018 6:21 PM Author: pale mexican shrine the penny pinching and 7 layers of proof they require are infuriating because i never abuse this shit, and i'm paying them an annual fee for the privilege of letting them cornhole me. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36114356) |
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Date: May 23rd, 2018 6:13 PM Author: Out-of-control hospital striped hyena Easiest thing in the world is get a 2% cashback, periodically collect your cashback.
Citi is super easy to do chargebacks with, too. A different cc fucked me out of getting my money back from a $50 cab ride from a gypsy cab. Wish I had citi then. |
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Date: May 30th, 2018 8:19 PM Author: orange degenerate digit ratio Best card for 2% cb? (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155091) |
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Date: June 22nd, 2018 10:06 PM Author: silver swashbuckling national https://www.fidelity.com/cash-management/visa-signature-card
BOA premium rewards can be more if you have money with them:
https://www.nerdwallet.com/blog/credit-cards/bank-america-premium-rewards-review/ |
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Date: May 24th, 2018 1:07 AM Author: pale mexican shrine (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36116798) |
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Date: May 30th, 2018 8:23 PM Author: Dun soul-stirring piazza This would make me nuts. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155109) |
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Date: May 30th, 2018 8:30 PM Author: Mustard racy persian Heh who keeps receipts of anything? (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155145) |
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Date: May 30th, 2018 8:36 PM Author: underhanded nowag I tried to use the CSR car rental coverage once and they sent me to a third party with a mountain of paperwork and weird deadlines -- ended up skipping it because it wasn't worth the hassle. Not sure what it's like for Amex, but this was nearly worthless if your time is worth anything. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36155181) |
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Date: May 31st, 2018 9:00 AM Author: pale mexican shrine No hassle when I had to deal with Amex. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36157561) |
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Date: June 22nd, 2018 9:45 PM Author: pale mexican shrine The check finally arrived today after uploading a dozen documents, a trip to Best Buy, and calling Chase five times. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294149) |
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Date: June 22nd, 2018 9:47 PM Author: dashing ruby feces corn cake I made an amex claim like 2 weeks ago, uploaded my shit, and havent heard from them. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294158) |
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Date: June 22nd, 2018 9:47 PM Author: pale mexican shrine when i filed a claim with amex, it took them like a month, but they came through. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294160) |
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Date: June 22nd, 2018 9:48 PM Author: Maize area reading party ATTN GOYIM: ITT is why i buy anything major/returnable on my amex. i dont care about the "points" as much as amex protections. chase/citi is for groceries. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294161) |
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Date: June 22nd, 2018 9:58 PM Author: pale mexican shrine Do free Amex cards have the same purchase protection as the ones with annual fees? I used to have Amex gold. Thinking about Everyday card. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294202) |
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Date: June 22nd, 2018 10:00 PM Author: Maize area reading party yep, i only have an amex free (the blue cash) currently. it's mostly the same shit and you're treated the same, except if u have platinum i think some of the annual caps are higher. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294214) |
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Date: June 22nd, 2018 10:04 PM Author: Rambunctious Plum Stag Film Trust Fund how often do you guys actually use these benefits? I've never even disputed a CC purchase, yet alone use one of those warranty or insurance benefits. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294232) |
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Date: June 22nd, 2018 10:06 PM Author: pale mexican shrine almost never. this was my first claim with chase sapphire in four or five years. that's why i'm MAF. they charge an annual fee, too. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294243) |
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Date: June 22nd, 2018 10:08 PM Author: Rambunctious Plum Stag Film Trust Fund The CSR is my first "big boy" credit card, I've only had no fee cards from my bank before this. It's so much fancier than anything I've ever had before, it's like I'm 10 years old again and staying in a Marriott for the first time after only knowing roadside motels. Amex seems like an entirely different universe from the one that I inhabit. (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294249) |
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Date: June 22nd, 2018 10:18 PM Author: pale mexican shrine i think the fees and benefits are comparable to amex platinum. amex seems to be better at covering your back when something goes wrong. it seems like CSR is tossing out some benefits.
https://thepointsguy.com/news/devaluation-coming-to-csr-benefits/ |
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Date: June 22nd, 2018 10:24 PM Author: Rambunctious Plum Stag Film Trust Fund nothing major but probably portends badness to come
I'm really just using the CSR's 50,000 point bonus to fund my next vacation. I'll probably explore Amex products to fund my next vacation after that. |
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Date: June 22nd, 2018 10:07 PM Author: Maize area reading party GOY TELL (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294245) |
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Date: June 22nd, 2018 10:12 PM Author: diverse doctorate Chase has good price change guarantee. Earny app monitors and submits price change for you automatically too. I get several checks a month from chase for things that have dropped in price in the last 60 days (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294262) |
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Date: June 22nd, 2018 10:20 PM Author: pale mexican shrine 180, but looks like Chase is getting rid of it:
https://thepointsguy.com/news/chase-eliminates-price-protection-ink-preferred/ |
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Date: June 22nd, 2018 10:28 PM Author: diverse doctorate Wtf man that sucks. Wells Fargo just added that benefit though (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294336) |
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Date: June 22nd, 2018 10:26 PM Author: Embarrassed to the bone tanning salon made a travel insurance claim with them, got 3k back easy, was cr (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294323) |
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Date: June 22nd, 2018 10:29 PM Author: pale mexican shrine amex or chase? (http://www.autoadmit.com/thread.php?thread_id=3984828&forum_id=2#36294338) |