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Anyone else refinancing house soon?
Poast new message in this thread
Date: September 18th, 2019 12:32 PM Author: Ocher glittery area i'd love an under 3 30-year (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852066) |
Date: September 18th, 2019 12:49 PM Author: Bossy Church Building link? (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852135) |
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Date: September 18th, 2019 1:08 PM Author: Ocher glittery area to what fgt? fed will be cutting rates today, you want me to link you to the wsj article? (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852220) |
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Date: September 18th, 2019 1:11 PM Author: Bossy Church Building yes (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852237) |
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Date: September 18th, 2019 1:15 PM Author: Ocher glittery area eat shit
https://www.wsj.com/articles/fed-prepares-second-rate-cut-to-cushion-against-global-risks-11568799000?mod=hp_lead_pos2&mod=article_inline |
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Date: September 18th, 2019 12:52 PM Author: Passionate Misanthropic Wagecucks Church i want to but still need to work out my parameters for coming out ahead, sitting at 3.25 and may end up moving in the next 2-4 years (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852151) |
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Date: September 18th, 2019 1:08 PM Author: Ocher glittery area oh yeah that's gonna be a close call or not worth the hassle (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852224) |
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Date: September 18th, 2019 1:11 PM Author: Red comical parlour How is that a close call? He can’t refi at a lower rate and might move anyway. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852238) |
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Date: September 18th, 2019 1:15 PM Author: Ocher glittery area yeah just looked at current rates he's not gonna do better than that (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852257) |
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Date: September 18th, 2019 4:43 PM Author: Passionate Misanthropic Wagecucks Church fma (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38853369) |
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Date: September 18th, 2019 1:11 PM Author: pea-brained private investor Rocket mortgage dude called me this morning, sounded desperate, think some real bad news is about to go down with the economy (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852235) |
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Date: September 18th, 2019 1:12 PM Author: Red comical parlour Rocket mortgage salesman must be really well connected. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852243) |
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Date: September 18th, 2019 1:13 PM Author: pea-brained private investor Heard people openly crying in the background (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852246) |
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Date: September 18th, 2019 1:13 PM Author: Frisky becky (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852248) |
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Date: September 18th, 2019 2:25 PM Author: dashing location water buffalo (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852719) |
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Date: September 18th, 2019 1:13 PM Author: splenetic theatre marketing idea hsbc jumbo elite 30 year fixed is 3.05% now fyi
https://www.us.hsbc.com/home-loans/products/mortgage-rates/ |
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Date: September 18th, 2019 1:14 PM Author: Ocher glittery area how much money do i have to park though? (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852251) |
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Date: September 18th, 2019 1:14 PM Author: splenetic theatre marketing idea for their elite rate you need to park 1 million (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852253) |
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Date: September 18th, 2019 1:15 PM Author: Ocher glittery area LMAO (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852258) |
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Date: September 18th, 2019 1:19 PM Author: Yapping Iridescent Gay Wizard Space You typically only need to park it until closing and you can move it afterwards.
However these published rates are total flame and when you call, the real rate is never what they give you. |
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Date: September 18th, 2019 1:16 PM Author: Yapping Iridescent Gay Wizard Space Just refi’ed into 7/1 ARM at 2.75% with $1m relationship.
2nd refi in 4 years. Will refi again before 7 years or just pay off the house after 7.
Ask for no closing costs. |
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Date: September 18th, 2019 1:17 PM Author: Ocher glittery area i thought no closing costs was flame? don't they just give you a higher rate? (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852270) |
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Date: September 18th, 2019 1:25 PM Author: Yapping Iridescent Gay Wizard Space I have always been referred through someone and ask for the same lowest rate and no closing costs like that person. That or use a mortgage broker or get a bunch of quotes and ask the banks to beat each other. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852332) |
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Date: September 18th, 2019 1:17 PM Author: Ocher glittery area also, sick brag you fag (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852272) |
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Date: September 18th, 2019 1:36 PM Author: Cobalt Slap-happy Corner i have a 3.0% that won't readjust until 2025-- and will owe less than 50k by then. so no. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852425) |
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Date: September 18th, 2019 2:23 PM Author: grizzly box office 3.0 ish are you guys serious??? What are the requirements?
We are shelling out 4.25 non jumbo. holy shit. |
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Date: September 18th, 2019 2:38 PM Author: Yapping Iridescent Gay Wizard Space That rate above is flame in the first place and itsfor new purchase. Refi rates are always higher and national avg is hovering just around 4% for 30 year fixed non jumbo. Best you can do with some relationship pricing or other discounts is likely 3.75% so maybe shop around but you guys aren’t getting raped at 4.25%. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852786) |
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Date: September 18th, 2019 3:04 PM Author: Ocher glittery area nah rates are like 3.55% right now for a 30 year and that's without shopping around. (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852915) |
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Date: September 18th, 2019 3:11 PM Author: dashing location water buffalo Just ran various searches and don't see anything below 3.75 on refi (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38852946) |
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Date: September 18th, 2019 3:14 PM Author: Ocher glittery area Mortgage rates in the U.S. touched a nearly three-year low in recent weeks. The average rate on a 30-year, fixed-rate mortgage for a typical borrower wielding excellent credit and a 20% down payment fell to 3.56% last week from 3.75% in the week before the Fed’s July 30-31 policy meeting, according to Freddie Mac .
https://www.wsj.com/articles/mortgage-rates-decline-ahead-of-fed-meeting-11568800800 |
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Date: September 18th, 2019 4:41 PM Author: Yapping Iridescent Gay Wizard Space He’s refinancing, the rates are higher, generally 0.25%+ more than purchase.
Demands for refi’s have been really high since May/June and the refi rates are not keeping in line with the fed cuts. Currently the refi rate for my loan is 0.125% higher than when I refi’ed in June despite rates going down during that time. It took me 3 months to close on my refi due to them being so swamped and the rates did not go down during that time. |
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Date: September 18th, 2019 9:50 PM Author: dashing location water buffalo tcr (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38854716) |
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Date: September 18th, 2019 4:42 PM Author: Irradiated Meetinghouse Messiness Buying a house next month. Hope they keep dropping (http://www.autoadmit.com/thread.php?thread_id=4346240&forum_id=2#38853364) |