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Goldman Sachs offers 5% on a 14-month CD - link
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Date: March 21st, 2024 10:59 AM Author: crystalline factory reset button gunner I've got like 500k in CDs with them. Would normally be too risk-averse to go above the 250k FDIC limit, but I figure if GS fails we'll all be eating roadkill anyway.
https://www.marcus.com/us/en/savings/high-yield-cds/14MCD |
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Date: March 21st, 2024 11:50 AM Author: Vibrant low-t lettuce fanboi (guy who forgets Bear Stearns and Lehman Brothers)
But put one in your name and one in your wife's. Or create an LLC to avoid that issue. |
Date: March 21st, 2024 11:00 AM Author: Twinkling Hideous Idea He Suggested Really Tough Guy so below market rate? (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512867) |
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Date: March 21st, 2024 11:04 AM Author: crystalline factory reset button gunner I had a lot of my $ in Ally Bank and Barclays before, but they offer around 4.5% for similar CD periods. (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512882) |
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Date: March 21st, 2024 11:01 AM Author: Copper hall tattoo That's lower than the rate on the flashing sign outside of the credit union down the street. (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512872) |
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Date: March 21st, 2024 11:02 AM Author: Iridescent Lay marcus is so gay they block access from ANYWHERE outside USA, need to use vpn
u can cop above 5% just buying CD's straight on fidelity or etrade or any broker |
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Date: March 21st, 2024 11:03 AM Author: twisted juggernaut sound barrier Cr, you can get over 5% annual in many high yield savings accounts rn (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512876) |
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Date: March 21st, 2024 11:04 AM Author: Iridescent Lay just buy vanguard money market fund (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512879) |
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Date: March 21st, 2024 11:07 AM Author: crystalline factory reset button gunner Ally and Barclays used to have competitive rates, but they did a rug-pull. I already had my accounts with them connected to my GS account, so I figured 5% was good enough given that I just have to click a button to transfer to GS. (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512888) |
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Date: March 21st, 2024 11:08 AM Author: Iridescent Lay u shld confirm the CD isn't calleable, this is a trick these kike banks are doing with longer term CD's, they offer that rate but in the fine print they can call it like 6m in which means u get ur money back but not the interest for the balance of the term (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512890) |
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Date: March 21st, 2024 11:15 AM Author: crystalline factory reset button gunner Checked the fine print just now, saw nothing like that. (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512907) |
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Date: March 21st, 2024 11:08 AM Author: aphrodisiac self-absorbed turdskin People comparing high yield savings account rates to 14-month CD rates ITT are dumbs (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512892) |
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Date: March 21st, 2024 11:10 AM Author: Iridescent Lay not really, i keep my checking accoun money in fidelity in their money market fund and cop like 5.2% and it draws direct from it when i make a withdrawal so its totally liquid (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512898) |
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Date: March 21st, 2024 11:16 AM Author: crystalline factory reset button gunner I gotta have either FDIC or Too Big To Fail security. (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512908) |
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Date: March 21st, 2024 11:17 AM Author: Iridescent Lay most brokerages have excess insurance that covers losses above FDIC (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512910) |
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Date: March 21st, 2024 11:18 AM Author: twisted juggernaut sound barrier AFAIK all the online banks offering HY savings accounts are FDIC. I wouldn’t park ten million dollars in there, but I don’t have ten million dollars… (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512911) |
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Date: March 21st, 2024 11:20 AM Author: crystalline factory reset button gunner Savings accounts/CDs in US banks are by definition FDIC, by my understanding. It's money market funds that aren't. (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512921) |
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Date: March 21st, 2024 3:21 PM Author: lilac idiot multi-billionaire hurr durr tie my money up for 14 months durrrrrrrrr
https://www.bankrate.com/banking/savings/best-high-yield-interests-savings-accounts/ |
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Date: March 21st, 2024 11:13 AM Author: stimulating violent hell gay wizard Explain (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512902) |
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Date: March 21st, 2024 11:19 AM Author: slap-happy brethren Goyest OP I've ever read (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512917) |
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Date: March 21st, 2024 11:21 AM Author: crystalline factory reset button gunner No telling how much money I've lost in my life through my risk-aversion. It's a curse I share with like 80% of Germans, though- can't change how you're hard-wired so no use worrying about it. (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512924) |
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Date: March 21st, 2024 11:22 AM Author: Iridescent Lay is it moar than my gay faggot ass? i shld have 2m now, instead i have 1.13 (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512929) |
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Date: March 21st, 2024 11:32 AM Author: crystalline factory reset button gunner I've gotten into the stock market before. Usually last like a week before I read some comment from Warren Buffet or whoever saying stocks are way overvalued and panic sell.
That's what I've never been able to get past in investing. For like the past ten years or so there have been some very smart people who had seemingly good reasons why the S&P was overvalued. And given my doomer tendencies I always believed them. |
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Date: March 21st, 2024 11:49 AM Author: slap-happy brethren Warren "All You Can Eat Buffet" Buffett actually never says that stocks are overvalued and instead advocates to go 90% S&P and leave it alone (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512999) |
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Date: March 21st, 2024 2:03 PM Author: Iridescent Lay he says when others are scared then u buy (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47513378) |
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Date: March 21st, 2024 11:29 AM Author: Frozen Boyish Stain Property just buy BIL. it pays 5%/year accrued daily and you can get out of it whenever you want. (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512949) |
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Date: March 21st, 2024 11:34 AM Author: Iridescent Lay dats pretty good, similar to GSY (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512959) |
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Date: March 21st, 2024 11:31 AM Author: Spectacular famous landscape painting hehe (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512952) |
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Date: March 21st, 2024 11:31 AM Author: Hyperactive Dashing Base Scourge Upon The Earth go Long. The penalties for early withdrawal aren’t even that much. (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512955) |
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Date: March 21st, 2024 11:35 AM Author: Iridescent Lay was just reading its like 6m interest on a 2y CD or something, thats a lot (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47512961) |
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Date: March 21st, 2024 3:17 PM Author: lilac idiot multi-billionaire You can get 5%+ on a savings account with no time duration. DURRR
https://www.bankrate.com/banking/savings/best-high-yield-interests-savings-accounts/ |
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Date: March 21st, 2024 3:23 PM Author: crystalline factory reset button gunner And they can and will lower the rates without notice. I'm not going to need the money in the next few years- I keep plenty of emergency cash in my savings account. (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47513478) |
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Date: March 21st, 2024 3:55 PM Author: Iridescent Lay if fed ever lowers rates (http://www.autoadmit.com/thread.php?thread_id=5507020&forum_id=2#47513557) |