The most prestigious law school admissions discussion board in the world.
|
 |
 
|
Any "tricks" to rebalancing portfolio without paying a lot of taxes?
Poast new message in this thread
Date: July 7th, 2025 2:33 PM Author: Drunken Bat Shit Crazy Theatre Rigpig PLTR is now like 20% of our NW and wife is saying we need to rebalance or whatever but that means LTCG and seems dumb to me to pay those rather than just slide and let do.
When people "rebalance" portfolios they just sell stock and pay taxes? aren't there any tricks that Boomers do here to save money? |
Date: July 7th, 2025 2:36 PM Author: balding gas station boomers had a solution. just have your income go up 70% annually for life then you wont ever have to give a fuck about it. (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079423) |
|
Date: July 7th, 2025 2:37 PM Author: glittery idiotic pisswyrm stag film you're going to sell eventually and pay LTCG, so why does it matter when you do it? (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079428) |
 |
Date: July 7th, 2025 2:40 PM Author: Drunken Bat Shit Crazy Theatre Rigpig I'm sure there's a great response from bogleheads about all the things your post gets wrong or doesn't consider and I incorporate that here. (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079440) |
|
Date: July 7th, 2025 2:50 PM Author: curious legend coldplay fan (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079469) |
|
Date: July 7th, 2025 4:32 PM Author: plum haunting stain station cr, and they'll probably raise LTCG tax at some point in the future, so better to do it now! (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079922) |
|
Date: July 7th, 2025 2:42 PM Author: hideous khaki corner Other than making sure to wait until they're all long gains nothing much you can do. If you made 20%+ annualized you're still coming out ahead vs just buy and holding SPY. (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079446) |
|
Date: July 7th, 2025 2:47 PM Author: Flushed Round Eye Buy some PLTR puts or LEAPS to hedge and lock in your gains. It’s one transaction, no taxable event, and should only cost a small fraction of your position. Then wait until you’ve held your PLTR shares for 12 months to cop dat 15% gains tax (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079459) |
|
Date: July 7th, 2025 2:48 PM Author: Floppy canary mood famous landscape painting Rebalance by buying other things with cash on hand (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079462) |
|
Date: July 7th, 2025 2:51 PM Author: hideous khaki corner won't work if you have a very large portfolio and with individual stock you really want to lock in big gains. (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079474) |
|
Date: July 7th, 2025 2:51 PM Author: Honey-headed Naked Shrine this is the best option but doesn't work when your portfolio gets too lopsided (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079475) |
|
Date: July 7th, 2025 2:51 PM Author: curious legend coldplay fan take out a margin loan on your equity and buy new stonks until it all "balances" out. (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079473) |
|
Date: July 7th, 2025 2:54 PM Author: Honey-headed Naked Shrine pltr shouldn't dominate your portfolio but instead be one of a number of speculative bets you made a few years back. some of those other speculative bets should have gone down a lot. you should be able to offset the LTCG from pltr with LTCL from other bets. (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079482) |
|
Date: July 7th, 2025 3:02 PM Author: Adventurous point This is the way. I bought it along with xoVERB and xoJUMIA, both of which failed miserably. (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079515) |
|
Date: July 7th, 2025 3:04 PM Author: blue gaped generalized bond To be fair,
CR OP fucked up by not picking more big losers IMO.
Seems like the kind of retard who also buys low and sells high. |
|
Date: July 7th, 2025 3:04 PM Author: Drunken Bat Shit Crazy Theatre Rigpig I have some losers i can get rid of now but wont amount to that much. (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079522) |
|
Date: July 7th, 2025 4:07 PM Author: bonkers ebony ticket booth hairy legs AQR Flex if you're rich (http://www.autoadmit.com/thread.php?thread_id=5747158&forum_id=2#49079805) |