(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43677281)

You should have been putting it in the market slowly over time.

Put $100k of it in stable coins earning a guaranteed 9% / year on Blockfi.

Put the rest into a boring low fee Sp500 ETF in weekly chunks over the course of a year.

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43677331)

and ljl at exposure to bonds

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43677435)

also just do pay 10-20x the expense ratio that you'd pay by just investing in a vanilla ETF

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43677462)

in any event, a target fund for a young won't have very much money in bonds at the moment. so why not just invest in an equivalent ETF, then move some money slowly to a bond ETF yourself in 10 years if you're going to be a bond fag?

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43677544)

https://www.cnbc.com/2021/12/01/ceos-and-insiders-sell-a-record-69-billion-of-their-stock.html

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43677940)

but whatever, nigganigganigag

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43677956)

Stock comp and options have gotten really popular since ITE, so I would expect insider selling to trend up over time as well

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43681192)

faggot ceos also don't want to pay more taxes when they can avoid it, despite all the faggoty lipservice they give to fucking faggot as hell shitlibs.

so sell in 2021 pay lower rate tax compared to next year, then buy back in at a higher cost basis, it's like voluntarily paying your taxes early becuase you iknow if you pay later you will get raped by the faggots you helped put in office

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43678355)

I put a fair amount in UPST, AFRM, MQ recently. SQ is down too.

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43678648)

Its been done.

This is the safest time to invest in equities.

Plus, in 2024 they are going to do everything they can to pump the economy for Brandon

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43681175)

Maybe also worth just putting some in solid stooks like AAPL or MA

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43677624)

I will assume that the OP has a long time horizon. In that case, my reaction is to just dump the entire thing into a target-date retirement fund and forget about it. It's easy and brainless, and it's highly unlikely that anything will go horribly wrong.

I agree with other poasters that the market is looking a little frothy right now. It is extremely unlikely that we will continue to 16-17% annual returns. There is a good chance that we will see some kind of correction. If not, then there is a high chance of flat returns for a while.

However, timing the market is a sucker's game. Almost nobody can do it right. Yes, it's possible that the market will crash in a few months. It could also go up another 20% in the next year. If I really had a good idea of what the market was going to do in the short term, I would be calling my broker rather than sharing my tip with a punch of racist pumos. So I think that the idea of holding cash and hoping to "buy the dip" is not a great idea.

If it will cause you major emotional trauma if you buy at the top of the market, you can slowly dollar-cost average into market over a couple months (or even a year). I'm usually not a big proponent of this approach, because the market goes up more often than it goes down, so most of the time this will cost you money. But if you're going to hate yourself every time you check your balance for the next five years if you buy at the top, then you can dollar-cost average to avoid that.

HTFH

(http://www.autoadmit.com/thread.php?thread_id=4993822&forum_id=2#43678567)