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POLL: What is your 401(k) balance right now

...
nofapping set
  06/27/25
A tiny pink 500k
dark public bath
  06/27/25
that's not that bad
nofapping set
  06/27/25
I guess not but the thought of grinding out another 20 years...
dark public bath
  06/27/25
age?
Free-loading Tanning Salon Wrinkle
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
titillating double fault
  06/27/25
Yep, I’m early 40s lol
dark public bath
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Seedy Rehab
  06/27/25
It depend on if that's his primary retirement or if he has ...
fighting theatre skinny woman
  06/27/25
$130k
sepia excitant hall jap
  06/27/25
that's horrendous
nofapping set
  06/27/25
i'm in between these two guys
Hyperactive parlour associate
  06/27/25
Same, I'm in between two guys
Twinkling mother alpha
  06/27/25
The sum total of all my retirement and brokerage accounts is...
sepia excitant hall jap
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Free-loading Tanning Salon Wrinkle
  06/27/25
My mom says I'm special.
sepia excitant hall jap
  06/27/25
even that's not true
Free-loading Tanning Salon Wrinkle
  06/27/25
LOL
Free-loading Tanning Salon Wrinkle
  06/27/25
$3.4 million in combined marital plans.
Vengeful Athletic Conference Lay
  06/27/25
damn
Hyperactive parlour associate
  06/27/25
Age?
titillating double fault
  06/27/25
Such a waste of capital.
canary legend national
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
vivacious gaped crotch
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Free-loading Tanning Salon Wrinkle
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
vivacious gaped crotch
  06/27/25
...
canary legend national
  06/27/25
The max is $70K per year including your own $23,500 contribu...
thriller mad-dog skullcap location
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
silver indian lodge
  06/27/25
.
sepia excitant hall jap
  06/27/25
Something like $800-900k for wife and I.
floppy purple abode love of her life
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
canary legend national
  06/27/25
If you work in-house matching makes it a no-brainer.
floppy purple abode love of her life
  06/27/25
just do take a lot of my money and shove it up the ass of so...
canary legend national
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
floppy purple abode love of her life
  06/27/25
I want my yacht now.
canary legend national
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
floppy purple abode love of her life
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
canary legend national
  06/27/25
If that's your perspective then sure, stop contributing into...
floppy purple abode love of her life
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
onyx space
  06/27/25
Why not put it in a Roth?
buff pistol fat ankles
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
vivacious gaped crotch
  06/27/25
180
canary legend national
  06/27/25
Did you know you're not required to contribute to a 401K?
vivacious gaped crotch
  06/27/25
(guy who is not a biglaw partner)
canary legend national
  06/27/25
$700k Wife - $600k
Saffron box office
  06/27/25
43yo, $900k
sickened jew
  06/27/25
Early 40s. ~$2.1mm
fuchsia state prole
  06/27/25
Late 20s, 250k
buff pistol fat ankles
  06/27/25
Good job , young gun
milky locale stock car
  06/27/25
lol at these responses
Seedy Rehab
  06/27/25
go on...
Free-loading Tanning Salon Wrinkle
  06/27/25
30000k
rose frozen friendly grandma crackhouse
  06/27/25
$399,443.16
Cracking lavender house
  06/27/25
Monday is likely to be a big day for you friend
vivacious gaped crotch
  06/27/25
🤞🏻
Cracking lavender house
  06/27/25
IDK $150Kish. But I haven't been working long.
Sooty trip hospital giraffe
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
cerebral ivory school
  06/27/25
Same.
Nubile Patrolman
  06/27/25
350,000 Kinda sad
charismatic telephone sneaky criminal
  06/27/25
all stock/bond investments are like 750k.
bull headed poppy dog poop corner
  06/27/25
$386k total. $324k in trad, $62k in Roth
Vigorous generalized bond
  06/27/25
Zero
Stubborn underhanded pervert piazza
  06/27/25
Crrrrrrrrrrrrrr
canary legend national
  06/27/25
For Benzo reasons or RSF reasons?
fuchsia state prole
  06/27/25
$6 million or so. I checked in January.
Nubile Patrolman
  06/27/25
...
vivacious gaped crotch
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Hilarious Liquid Oxygen
  06/27/25
$0. I don’t have a 401(k).
pale immigrant
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: nofapping set



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: dark public bath

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: nofapping set

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: dark public bath

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Free-loading Tanning Salon Wrinkle

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: titillating double fault

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: dark public bath

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Seedy Rehab

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: fighting theatre skinny woman

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: sepia excitant hall jap

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: nofapping set

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Hyperactive parlour associate

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Twinkling mother alpha

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: sepia excitant hall jap

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Free-loading Tanning Salon Wrinkle

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: sepia excitant hall jap

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Free-loading Tanning Salon Wrinkle

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Free-loading Tanning Salon Wrinkle

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Vengeful Athletic Conference Lay

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Hyperactive parlour associate

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: titillating double fault

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: canary legend national

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: vivacious gaped crotch

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Free-loading Tanning Salon Wrinkle

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: vivacious gaped crotch

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: canary legend national



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: thriller mad-dog skullcap location

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: silver indian lodge

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: sepia excitant hall jap

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: floppy purple abode love of her life

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: canary legend national

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: floppy purple abode love of her life

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: canary legend national

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: floppy purple abode love of her life

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: canary legend national

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: floppy purple abode love of her life

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: canary legend national

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: floppy purple abode love of her life

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: onyx space

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: buff pistol fat ankles

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: vivacious gaped crotch

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: canary legend national

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: vivacious gaped crotch

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: canary legend national

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Saffron box office

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: sickened jew

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: fuchsia state prole

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: buff pistol fat ankles

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: milky locale stock car

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Seedy Rehab

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Free-loading Tanning Salon Wrinkle

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: rose frozen friendly grandma crackhouse

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Cracking lavender house

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: vivacious gaped crotch

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Cracking lavender house

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Sooty trip hospital giraffe

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: cerebral ivory school

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Nubile Patrolman

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: charismatic telephone sneaky criminal

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: bull headed poppy dog poop corner

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Vigorous generalized bond

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Stubborn underhanded pervert piazza

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: canary legend national

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: fuchsia state prole

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Nubile Patrolman

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: vivacious gaped crotch



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Hilarious Liquid Oxygen

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: pale immigrant

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)