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Chase Sapphire Reserve annual fee raised to $795. Poor redditors are furious
Poast new message in this thread
Date: June 17th, 2025 12:26 PM Author: scarlet patrolman Thought they could continue to cop that CSR Lounge priority access for NOTHING
https://old.reddit.com/r/CreditCards/comments/1ldlnhx/chase_sapphire_reserve_newbenefits_confirmed/ |
Date: June 17th, 2025 12:27 PM Author: Glittery wine dog poop That is a lot. Fuck. Means my cards are probably going to go up. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024232) |
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Date: June 17th, 2025 3:41 PM Author: aromatic dead market affirmative action Yeah, a lot of my elite cards went up. My United Club card went up over $100, iirc. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025013) |
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Date: June 17th, 2025 12:28 PM Author: flesh striped hyena Why are Redditors so poor? You don't see this obsession with cheapness and deals on X or 4chan. You do see it on TikTok, admittedly. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024239) |
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Date: June 17th, 2025 12:43 PM Author: Carnelian lodge XO answer: it's because they're tautologically poor. To be poor is to be a redditor, to be a redditor is to be poor
real answer: it's because subreddits group all of these cheapskate minmaxers into single forums (e.g. /r/CreditCards, /r/Turo). Twitter and 4chan don't have all of these people in one place because it's just a chaos of general discussion |
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Date: June 17th, 2025 12:43 PM Author: flesh striped hyena (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024302) |
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Date: June 17th, 2025 12:49 PM Author: Shimmering plaza (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024332) |
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Date: June 17th, 2025 12:49 PM Author: dark sticky resort (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024335) |
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Date: June 17th, 2025 12:59 PM Author: fighting heaven scourge upon the earth (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024389) |
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Date: June 17th, 2025 1:04 PM Author: splenetic public bath half-breed (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024410) |
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Date: June 18th, 2025 7:24 AM Author: metal university community account (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027651) |
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Date: June 18th, 2025 9:21 AM Author: Razzle-dazzle indecent institution both answers are correct (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027826) |
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Date: June 17th, 2025 12:29 PM Author: electric base gunner who's stupid enough to pay that much?
do you get sucked and fucked by stewardesses every time you arrive at a lounge? |
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Date: June 17th, 2025 12:30 PM Author: supple school circlehead Pretty active lounge hookup scene with other business travelers. Lots of hot DL dads who are "gay when away" (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024249) |
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Date: June 17th, 2025 12:42 PM Author: massive chapel I see "gay for pay" pretty often among (((you know whom))). (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024295) |
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Date: June 17th, 2025 1:45 PM Author: Onyx bat shit crazy church building At all the gay bars you frequent? (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024576) |
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Date: June 17th, 2025 5:03 PM Author: rose razzmatazz juggernaut selfie (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025335) |
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Date: June 18th, 2025 12:31 PM Author: rambunctious shrine dopamine (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49028376) |
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Date: June 17th, 2025 12:33 PM Author: Alcoholic light stage newt (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024258) |
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Date: June 17th, 2025 12:46 PM Author: exhilarant round eye I haven’t done the math but I’m pretty sure mine has more than paid for itself and then some over the past few years. I’ve been able to fly my family of 4 entirely on points every year or so, paying $500 per year for $3000 worth of flights obviously makes sense. Not to mention money saved on dining in airports. This 45% raise really sucks though. May need to look at other cards. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024320) |
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Date: June 17th, 2025 12:53 PM Author: Dashing ocher forum i get way more value than that out of the card between the points and other benefits so i will keep it (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024353) |
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Date: June 17th, 2025 12:59 PM Author: fighting heaven scourge upon the earth Yes, but. . .you don't get the decide if its a male or female.
There have been many times travelers get sucked off by a 8/9 CGWBTS, but then are immediately bent over and fucked by a FlightBro.
Very sad |
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Date: June 17th, 2025 1:23 PM Author: hilarious ratface heads you win tails you win |
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Date: June 17th, 2025 2:02 PM Author: black kitty crackhouse Arguably worth it if you are someone who travels every week between airports with Chase lounges AND you were already paying for Apple TV or something. Otherwise definitely not worth it (same with Amex btw). (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024637) |
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Date: June 17th, 2025 12:31 PM Author: Shimmering plaza lmao at the slop benefit smorgasbord. what a sweet treat!
BENEFITS
$250 x 2 yearly credit for The Edit (Premium hotels booked through Chase) $300 Travel credit $150 x 2 Dining Credit through Sapphire Reserve exclusive tables $250 Apple TV and Music Credit (NOT APPLICABLE TO APPLE ONE) IHG One Rewards Platinum Elite Status 2x redemption rate for points at The Edit and Premium cabin airfare $150 x 2 Stubhub credits $120 Peleton (12x$10) $120 Lyft credit (12x$10) $420 Doordash (Dashpass + 12x($5+$10+$10) ) Priority Pass + Air Canada Maple leaf lounge (when traveling on star alliance) Global Entry fee credit Other benefits like car rental coverage and trip delay appear to stay the same |
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Date: June 17th, 2025 12:33 PM Author: dark sticky resort (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024260) |
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Date: June 17th, 2025 12:37 PM Author: peach indirect expression Air Canada really TTT (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024275) |
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Date: June 20th, 2025 7:53 PM Author: provocative crusty trust fund The lounge is wall to wall Indians (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49036015) |
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Date: June 17th, 2025 12:43 PM Author: painfully honest brilliant reading party brethren lmao this is so prole its insane (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024299) |
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Date: June 17th, 2025 12:44 PM Author: massive chapel (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024305) |
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Date: June 17th, 2025 12:48 PM Author: Shimmering plaza you have to give them credit, this is pretty much explicitly crafted to appeal to the sort of person who thinks they're getting some huge deal because the value of all the discounts in aggregate is 50% more than the annual fee or whatever. "yes, that $120 for Peloton and $250 for Apple TV credits totally pushes it over the edge, never mind the fact that I wouldn't sign up for these in the first place otherwise" (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024326) |
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Date: June 17th, 2025 12:48 PM Author: dark sticky resort (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024330) |
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Date: June 17th, 2025 12:56 PM Author: painfully honest brilliant reading party brethren right but that was xos original definition of "prole". it was a huge prole tell to not understand this back in the day. youd have poasters swooping in and screaming at you for saying that pelotons are prole when, in fact, they were the proles the whole time. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024373) |
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Date: June 17th, 2025 12:59 PM Author: Shimmering plaza "always has been" meme but with bald lawyer pointing gun at hapa female executive.png (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024395) |
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Date: June 17th, 2025 1:00 PM Author: flushed free-loading corn cake goyim (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024398) |
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Date: June 20th, 2025 6:18 PM Author: chestnut racy national Not as bad as Amex "Revamping" the Gold card with a higher annual fee justified by an $8 monthly Dunkin' credit. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49035850) |
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Date: June 17th, 2025 1:21 PM Author: tan lascivious hell One of my cards had a special concierge line for VIP dining and travel experiences. I knew it was fraud but I called it once ... after a million voice menus, I got to an ESL turd who didn't know wtf I was talking about and eventually was just like "uh there's nothing available my apologies saar there is a brief survey about your experience." Very humiliating for me and a totally worthless waste. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024471) |
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Date: June 17th, 2025 3:51 PM Author: Slate pervert liquid oxygen this is like the evolution of concierge desks in general. as recently as like 2015 they had legit recos and could get you in places. now they will ask you if you've heard of Opentable.com (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025034) |
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Date: June 17th, 2025 5:25 PM Author: aromatic dead market affirmative action ljl, I've never tried to use these but this is about what I expected. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025478) |
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Date: June 20th, 2025 12:47 PM Author: massive chapel When I was in my early 20s, the AmEx concierge line was pretty good. I was able to get 4th row center tickets for a couple musicals. These are arguably the best seats. Nowadays it's just some ESL pajeet telling you to use opentable (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49034925) |
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Date: June 17th, 2025 2:01 PM Author: black kitty crackhouse (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024635) |
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Date: June 17th, 2025 12:41 PM Author: turquoise aphrodisiac codepig Amex Plat fee going up too. Ridiculous (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024283) |
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Date: June 17th, 2025 12:43 PM Author: massive chapel TSINAH free thread (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024297) |
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Date: June 17th, 2025 12:44 PM Author: Magenta excitant school cafeteria Just got an offer in the mail for Amex gold biz. 395 per annum, 200k points after 15k spend. Might do this but I can’t figure out if I’m barred from the points cause I already had 100k from the plat card. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024310) |
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Date: June 17th, 2025 12:48 PM Author: turquoise aphrodisiac codepig I was barred from the bonus points for gold because I already got them from the plat, but that was the non business gold (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024328) |
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Date: June 17th, 2025 12:50 PM Author: Magenta excitant school cafeteria I guess I could call and ask but it’s kind of embarrassing to do so. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024339) |
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Date: June 17th, 2025 12:59 PM Author: turquoise aphrodisiac codepig You can just apply for the Gold Bus and before hitting the button to get your credit checked, a popup message will tell you whether you're eligible for the bonus or not. If not, you can just cancel the application (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024388) |
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Date: June 17th, 2025 1:11 PM Author: massive chapel Business accounts are different from personal. The fact you have a personal platinum won't disqualify you from biz gold sign up bonuses. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024431) |
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Date: June 17th, 2025 1:45 PM Author: Onyx bat shit crazy church building (Guy who is blackballed by every major credit card company) (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024572) |
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Date: June 17th, 2025 9:30 PM Author: doobsian violent love of her life This is TCR (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49026544) |
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Date: June 17th, 2025 12:45 PM Author: rusted den messiness theyre going hard after people with 75k annual spend
trying to leave redditors behidn |
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Date: June 17th, 2025 12:52 PM Author: Shimmering plaza yeah bros at my hs who are the type to drop $75k annually on a credit card fly Southwest all the time, its nbd (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024345) |
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Date: June 17th, 2025 12:56 PM Author: Dashing ocher forum spent 111K on my csr last year and flying southwest this weekend, ask me anything (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024368) |
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Date: June 17th, 2025 1:10 PM Author: Marvelous Area Please breakdown the $111k by category. Exclude any business expenses. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024427) |
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Date: June 17th, 2025 1:46 PM Author: Dashing ocher forum xo premium: 65K
Steamworks: 46K |
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Date: June 17th, 2025 1:49 PM Author: dark sticky resort (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024595) |
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Date: June 18th, 2025 7:27 AM Author: metal university community account (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027655) |
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Date: June 18th, 2025 9:20 AM Author: Shimmering plaza (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027822) |
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Date: June 18th, 2025 9:23 AM Author: Razzle-dazzle indecent institution (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027829) |
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Date: June 20th, 2025 9:14 AM Author: sienna apoplectic space (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49034395) |
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Date: June 17th, 2025 12:56 PM Author: dark sticky resort (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024375) |
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Date: June 17th, 2025 1:12 PM Author: rusted den messiness if its free why not? (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024441) |
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Date: June 17th, 2025 1:13 PM Author: massive chapel From $75k salary to $75k annual csr spend: the chandler story (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024442) |
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Date: June 17th, 2025 1:15 PM Author: rusted den messiness My CSR spend in 2024:
2024 spending $217,722.24 Spent in 2024
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Date: June 17th, 2025 1:16 PM Author: rusted den messiness $84k so far this year (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024448) |
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Date: June 17th, 2025 1:57 PM Author: massive chapel 180, you made it (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024621) |
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Date: June 17th, 2025 1:23 PM Author: Marvelous Area Nigga how, please provide a category breakdown. Exclude business expenses. I’m trying to see how the other side lives. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024483) |
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Date: June 17th, 2025 4:08 PM Author: abusive pit wrinkle Identical to TSINAHs (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025078) |
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Date: June 17th, 2025 1:04 PM Author: histrionic alpha kitchen Chase is a "safety card" for people dinged by Amex (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024409) |
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Date: June 17th, 2025 5:24 PM Author: aromatic dead market affirmative action This is a weird way of looking at CCs. I don't have either CSR or Amex Platinum but I have the United Club and Bonvoy Brilliant Amex (between the two of them I have both Priority Pass and United Lounge Access, so no need for another ultra expensive card). You pick whatever fits your travel needs and where you can use your rewards the best. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025474) |
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Date: June 17th, 2025 7:22 PM Author: histrionic alpha kitchen "Brown was my 1st choice anyway" (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49026128) |
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Date: June 20th, 2025 12:31 PM Author: aromatic dead market affirmative action "omg my SUPER PRESTIGIOUS CC!"
Who thinks like this? |
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Date: June 17th, 2025 1:09 PM Author: Marvelous Area There seems to be no reason to keep this card anymore and I assume that is chase’s goal here. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024423) |
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Date: June 17th, 2025 1:11 PM Author: fuchsia stage yeah i'm out. i got it right out of the gate like 10 years ago. i gave up the amex platinum a couple years ago. these things are a total rip off unless you're RSF or a business traveler. the big points bonuses only come from using their portals which are always way more expensive than everywhere else. and the couponing aspect is gay and annoying. i just want lounge access and some useful bonus categories (gas groceries restaurants flights). i never stay in hotels so that entire angle is useless to me. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024432) |
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Date: June 17th, 2025 2:07 PM Author: Hideous beady-eyed garrison roommate are the chase lounges at capacity all the time? with amex platinum, the stupid centurion lounges have waits all the time. even the delta skyclubs are at capacity half the time. if you do get in, every seat is occupied and the experience is no better than mcdonalds at an empty gate.
at this point, i'm close to giving up on these retarded premium cards |
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Date: June 17th, 2025 2:13 PM Author: splenetic public bath half-breed also free entry for military so it's full of dumb as shit proles (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024675) |
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Date: June 17th, 2025 2:24 PM Author: histrionic alpha kitchen Friend of mine lived in an airport lounge for a month whilein between places, he'd book a flight each day then refund it (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024705) |
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Date: June 17th, 2025 2:16 PM Author: Magenta excitant school cafeteria All lounges are packed to the gills at all times now, at least domestically. It's a nightmare. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024684) |
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Date: June 17th, 2025 2:17 PM Author: Dashing ocher forum the csr lounges always seem full. they are really good lounges though. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024688) |
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Date: June 17th, 2025 2:20 PM Author: laughsome brindle weed whacker national security agency Seems like 4/5 of lounges are incredibly prole these days. Went to a nice Lufthansa lounge the other day but I think it was only good because it was in a random corner of the airport and hadn’t been discovered by the masses yet (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024697) |
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Date: June 17th, 2025 2:26 PM Author: Grizzly idea he suggested boistinker The lounges aren't even nice. Not worth the time and effort. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024711) |
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Date: June 17th, 2025 2:31 PM Author: Cerise Stead Crotch Even if full of prole point collectors, the lounges are a spa compared to the Spirit Air gates where hoards of bus folk are sleeping on floors next to the sole working outlet while their 3 kids are running around like feral animals
Airports are inherently trashy as fuck these days. So lounges are the only oasis of order from the total anarchy of a modern US terminal |
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Date: June 17th, 2025 2:34 PM Author: Dashing ocher forum (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024723) |
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Date: June 17th, 2025 10:11 PM Author: aromatic dead market affirmative action Do you really fly Spirit Air? (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49026657) |
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Date: June 18th, 2025 11:49 AM Author: Maniacal Frisky Tattoo Brunch Who the fuck has lounge access who is also flying spirit? (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49028207) |
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Date: June 18th, 2025 2:36 PM Author: aromatic dead market affirmative action (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49028878) |
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Date: June 17th, 2025 2:36 PM Author: wild principal's office If they make the fee like $2000 it might thin out a little (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024732) |
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Date: June 17th, 2025 6:42 PM Author: chestnut racy national yeah eventually i just realized that sitting at a chill airport bar and paying for a beer was much preferrable to the packed lounges people were waiting in line just to get into for a "complimentary" Coors light and chex mix. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025900) |
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Date: June 17th, 2025 7:49 PM Author: massive chapel (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49026242) |
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Date: June 17th, 2025 3:17 PM Author: thriller incel digit ratio What card should I get if i don’t want to play a bunch of game and use coupons at places?
Some sort of Amex? |
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Date: June 17th, 2025 6:24 PM Author: Haunting pale orchestra pit mad-dog skullcap venture x (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025769) |
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Date: June 20th, 2025 12:33 PM Author: aromatic dead market affirmative action Depends on what you're going for. Do you travel a lot? Do you care about elite status at hotels/airlines and/or lounge access? Do you eat out a lot? Do you care if you get miles vs as much cash back as possible? There are cards with no annual fee that just give you 2% cash back on everything. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49034889) |
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Date: June 17th, 2025 3:19 PM Author: crawly locus I have 2 mil points pretty equally between AMEX plat and Chase Reserve. Should I just cancel Chase reserve? I think I always use the Amex lounges anyway. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49024908) |
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Date: June 17th, 2025 4:49 PM Author: Hideous beady-eyed garrison roommate don't cancel before transferring the points
seems unnecessary to have both |
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Date: June 17th, 2025 4:04 PM Author: Federal translucent sanctuary Fuck My Ass!
Gonna have to look into it some more. This might have actually gotten better for me.
Losing the 1.5x redemption is gay though. |
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Date: June 17th, 2025 4:12 PM Author: Dashing ocher forum if its really 2 cents on top hotels and premium airfare thats 180 though (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025092) |
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Date: June 17th, 2025 4:21 PM Author: Federal translucent sanctuary I'm guaranteed to make use of the $300 travel credit, $300 StubHub credit, and $120 Lyft credit. The remaining $75 will be no problem.
Paying attention to any of this shit is soulcrushing though. Reminds me of this dude in the poker room last month in Vegas grinding out hours at the end of the month to make sure he got max reward for their freeroll tournament. Awful.
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Date: June 17th, 2025 4:38 PM Author: Dashing ocher forum yeah coupon clipping sucks. i hate the monthly shit like doordash rather than just an annual allotment. the travel credit is great because you dont have to do anything, it just deducts automatically and applies to basially everything (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025192) |
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Date: June 17th, 2025 4:13 PM Author: abusive pit wrinkle how are people spending so much and traveling so much that all these 'points' and 'perks' are worth tracking and paying a fee for. a lot of very good consumers itt. this board is the soul mate of urban baby. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025098) |
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Date: June 17th, 2025 4:26 PM Author: pearl concupiscible toilet seat native (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025145) |
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Date: June 17th, 2025 4:58 PM Author: sepia razzle athletic conference dilemma amex plat
- $200 credits for flight is easy, just use it to pay for upgrades to economy preferred, etc
- $199 clear credit - renew my/family's clear account, this one has saved my ass once when there was a massive fucking line at the airport security. ever since then, i've learned to appreciate the benefit for those occasions
- $100 for saks, i buy my wife an expensive pair of panties from saks every 6 months
- $240/yr digital credit i use for hulu/hbomax/disney+
right there i have my annual fee back
in addition i get
- walmart plus (which also gets me paramount+), great for free home delivery from a store i don't want to step into
- amex lounge + delta lounge (if i'm traveling on delta, which is rare so the quota doesn't impact me) + priority pass
- various statement credits you activate (e.g. saved $50 on sunglasses, $100 when ordering a dell for my parents, etc)
- $20 for VERY good primary car rental insurance, regardless of # of days of rental.
- global entry fee comp'd whenever it is renewed
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Date: June 17th, 2025 5:46 PM Author: aromatic dead market affirmative action All of these elite cards have some credits and which card you get entirely depends on which of these credits you'll actually use. With my Bonvoy Brilliant it is $300 in dining credits which is super easy. That plus the free night up to 85k points comps the entire fee. On top of that I get priority pass, platinum elite status, etc. All of my chase cards give me at least $10/month Instacart credits and I use Instacart all the time. For the United Club card it is $20/month, so that's $240 right there. They also give $150 in ride share credits (I fund an account that my au pair uses). On top of that I get club access. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025554) |
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Date: June 17th, 2025 5:31 PM Author: aromatic dead market affirmative action My deal with my job is that they let me move away and work remote except for once a month where I'm on the hook for traveling back to the office. With CCs I get elite status which lets me get 4pm checkout for free (invaluable), can match with executive elite with the car rental (so I'm always in some German luxury car for cheap), and can use the lounge with United (and I cover the annual fee with miles anyway). The points generated by my CC mean that I haven't paid with cash for my hotel stays at all. I also have a few lesser cards like the IHG elite card and a second Marriott CC because the free day is always worth more to me than the annual fee ($95 in both cases). Also, for personal travel I always have my very large dog with me which means that I prefer Kimptons when possible. Today my au pair is traveling back and needed a place to stay so I used my points to get a room for her too.
If you travel a lot these things make a huge difference. Back when I didn't travel much I didn't bother with these cards. |
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Date: June 17th, 2025 5:53 PM Author: black kitty crackhouse (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025576) |
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Date: June 20th, 2025 12:11 PM Author: massive chapel Late checkout actually does have a value. It's less than booking one more night, though. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49034825) |
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Date: June 20th, 2025 1:30 PM Author: aromatic dead market affirmative action Booking an extra night is very expensive and almost never of value to me (I usually only book 2 nights so this would add 50% of the cost, plus I never need more than 4pm checkout because I'm flying out that evening). And, of course, the late checkout is free - but without it I would either need to checkout in the AM before heading to the office and then leaving bags at the front and not easily being able to change before heading to the airport or pay for an extra night. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49035060) |
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Date: June 17th, 2025 5:24 PM Author: vigorous ultramarine stock car pisswyrm they are glorified digital coupon books at this stage (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49025473) |
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Date: June 17th, 2025 7:01 PM Author: floppy queen of the night meetinghouse I have the Amazon card. It's $0 per year. I apparently get 6% back on Amazon, 2% on hotels and restaurants. This money just appears on my Amazon account and i just click a toggle when i want to use it.
I have no clue how people fork over $800 in order to hope to make it back by piecing together 5 different $5 Doordash coupons that probably have a milliion different rules and exclusions.
The biggest "prize" for all their efforts is to sit in a room at an airport with other people who get their self-validation from sitting in a special room at the airport. |
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Date: June 17th, 2025 7:52 PM Author: black kitty crackhouse They’re travel cards. If you don’t travel a ton, they aren’t worth it.
Think about a consultant or other business traveler who does multiple flights per week. The lounge access and status with airlines, hotels and rental cars makes a huge difference in quality of life. Yeah lounges aren’t amazing or anything but they are better than sitting in the terminal which is zoo and having to stand in long lines to buy overpriced shit airport food. |
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Date: June 17th, 2025 7:20 PM Author: Deranged multi-colored cuckold corner Good. I can't recall the last time I went to an airport lounge that wasn't crowded with proles. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49026112) |
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Date: June 18th, 2025 7:20 AM Author: heady canary spot Lounges have become TTT AF especially AMEX. You need 75k spend to bring a guest unless they have an AU card. They need to make it 75k spend for thr cardholder to be able to enter. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027633) |
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Date: June 17th, 2025 7:41 PM Author: Naked Gas Station I truly do not understand being well off enough to pay that fee and spend enough on the card to get benefits but putting your time into gaming out how to get a pittance in free benefits from a credit card (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49026207) |
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Date: June 17th, 2025 7:54 PM Author: Dashing ocher forum everyone here is overstating the effort this shit takes. you dont need to track the "offers" they put out to get value from the card through normal use. just collect the points and the automatic credits and it pays for itself if you spend enough. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49026255) |
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Date: June 18th, 2025 7:21 AM Author: heady canary spot CR and for example the Citi AA card counts every $1 as at least 1 LP so you can retain top tier status with 100% spend if you so desire. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027636) |
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Date: June 18th, 2025 7:39 AM Author: metal university community account this thread is so autistic it's unreal. people listing the benefits to conclude it's "not worth it" and "who has the time for this!?". the time it took someone to list the benefits out by hand is more than i'll spend min/maxing the card. the $300 travel credit is automatic, so if you book a couple restaurants, use doordash and lyft you're already almost all the way there. and the lounge takes care of the rest, which is the big draw.
lmfao @ xoxo min/maxers eating at the gate with a bagged lunch scoffing at the wasteful loungemos. why travel for pleasure at all then? you could save even more money if you just stayed home and poasted. this is for people where $1000 isn't a big deal, and the convenience and luxury is well worth the cost.
these cards are successful which is why the amex lounges are so packed other companies are getting into the ultra premium category. yet autistic contrarian xoxoers are nebbishly calculating that ackshually if you bring some ramen to the airport instead of going to the loungue you'll save a couple hundred bucks. |
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Date: June 18th, 2025 7:41 AM Author: heady canary spot I think many people are just saying they need to do more to price proles out of the lounge so it’s less crowded (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027683) |
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Date: June 18th, 2025 7:49 AM Author: metal university community account you're the only one saying that and you've said it multiple times itt with no engagement.
we get it -- you have six fig spend and feel you should be entitled to some prestigious treat for that. but amex and chase are commercial companies and not in the business of operating lounges for the less than 1% of premium cardholders. if you want that experience start flying private. if you're flying commercial with the rest of us prole roaches you're in no position to complain exclusivity,. |
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Date: June 18th, 2025 7:50 AM Author: heady canary spot Many people are saying this! (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027699) |
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Date: June 18th, 2025 9:18 AM Author: aromatic dead market affirmative action (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027820) |
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Date: June 20th, 2025 10:09 AM Author: sienna apoplectic space cr. don't do long layovers. haven't used a lounge in years. would rather just find an unused gate somewhere and chill in solitude for two hours than deal with the chaos.
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Date: June 18th, 2025 11:16 AM Author: Dashing ocher forum (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49028116) |
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Date: June 18th, 2025 11:47 AM Author: Hideous beady-eyed garrison roommate i keep an autistic spreadsheet where i estimate the benefit of my amex platinum each year. the benefits do outweigh the cost BUT the most advertised and desirable benefit, centurion lounge access and delta skyclub access are virtually worthless and unpleasant due to overcrowding and waits
that means $225 profit each year ($695 fee - schwab brokerage credit, digital streaming, sakes, airline fee credit, and uber eats) feels like i'm buying shit i don't need
i'd probably be happier eating fast food or homemade sandwiches at an empty gate |
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Date: June 18th, 2025 12:26 PM Author: metal university community account i canceled my plat after my last trip because the lounge has become too crowded and usually theres a wait. hopefully the new lounges from cards like this will balance things out. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49028351) |
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Date: June 17th, 2025 9:40 PM Author: doobsian violent love of her life This shit reminds me of those prole coupon books they had in the 80s and early 90s.
https://i.redd.it/uknlw20n24ee1.png
They would say "this book has a $3,000" value, but you'd have to spend $30,000 on the goods and services to ever save that.
With that said, I'm an Amexmo and never have an issue getting value for the fees I pay. I have the platinum and delta reserve. Platinum gets you way more miles (5x) that can be used on other airlines and for good hotels. It also gets you centurion lounge access, priority pass, $15/month on Uber, $200 in airline fees, and a monthly Hulu subscription. Delta reserve gets me platinum status, 4 domestic upgrades, and a companion fare. I fly a lot and book a lot of family trips by air so it's worth it to have both and a regular chase sapphire for places that don't take amex. |
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Date: June 18th, 2025 7:25 AM Author: dark sticky resort (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027652) |
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Date: June 18th, 2025 4:44 AM Author: exciting learning disabled office I went to an airport lounge at Ontario Airport recently and it was depressing as fuck. Like they built a fake airport lounge on a Hollywood set. It was more crowded than a public library and 2 Hispanic women trying to squeeze by cleaning up everyone's trash. I don't know how they stayed awake for a full shift. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027553) |
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Date: June 18th, 2025 5:28 AM Author: heady canary spot This is getting absurd. Just make it no lounge access unless you spend $100k on the card or something. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027573) |
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Date: June 18th, 2025 9:20 AM Author: aromatic dead market affirmative action No one would get these cards if that was the deal they offered. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49027821) |
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Date: June 18th, 2025 11:52 AM Author: Federal translucent sanctuary They could also stop letting people bring 6 guests (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49028222) |
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Date: June 18th, 2025 2:36 PM Author: aromatic dead market affirmative action They all cracked down on this in the past year. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49028880) |
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Date: June 18th, 2025 12:24 PM Author: pearl concupiscible toilet seat native I apparently have access to some of these Chase lounges but I never have the time to go to them before the flight (don't usually have flights with layovers) or they're not in the terminal I happen to be in or it's out of my way, and I just never end up bothering to go. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49028340) |
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Date: June 18th, 2025 6:42 PM Author: aromatic dead market affirmative action That's why I don't value the Centurion or Chase lounges. Very limited locations. But I go to United lounges all the time. I've been to some PP locations too. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49029693) |
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Date: June 20th, 2025 7:21 PM Author: jet death wish Cr. I rarely go. For work who cares - pay a premium not to have layovers - and for vacation one of my top criteria is somewhere we can go with a direct flight.
The last few times I’ve wanted to go to one, there’s a line of 15-20 other CSRcucks standing there waiting for their free carrot sticks and tablespoon of hummus.
I went once recently and the only one open for Priority Pass was Virgin at SFO toward closing and it was laughably ghetto - interchangeable with the gate and I should have just bought some canned beers and sat at the gate. |
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Date: June 20th, 2025 8:41 AM Author: massive chapel Apparently, they spend $8.40 per person per year on food
https://viewfromthewing.com/chase-sapphires-795-revamp-hinges-on-lounge-quality-lax-promises-private-tarmac-transfers-yet-will-spend-just-8-40-on-meals/ |
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Date: June 20th, 2025 8:55 AM Author: Shimmering plaza "America can still Build and compete with China. Just look at all the luxury airport lounges under construction!" (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49034348) |
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Date: June 20th, 2025 12:12 PM Author: opaque adventurous sandwich people who are hurt (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49034829) |
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Date: June 20th, 2025 12:41 PM Author: Razzle-dazzle indecent institution (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49034911) |
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Date: June 20th, 2025 12:37 PM Author: aromatic dead market affirmative action I believe it. A lot of times I'll go to these just to sit somewhere comfortable and pull out my laptop or phone and maybe get something to drink. I don't always eat or might just grab some cheese or salad. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2#49034901) |