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POLL: What is your 401(k) balance right now

...
Orange internet-worthy genital piercing hissy fit
  06/27/25
A tiny pink 500k
green vivacious den half-breed
  06/27/25
that's not that bad
Orange internet-worthy genital piercing hissy fit
  06/27/25
I guess not but the thought of grinding out another 20 years...
green vivacious den half-breed
  06/27/25
age?
crystalline piazza double fault
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
racy parlour fanboi
  06/27/25
Yep, I’m early 40s lol
green vivacious den half-breed
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
multi-colored travel guidebook chad
  06/27/25
It depend on if that's his primary retirement or if he has ...
odious goal in life elastic band
  06/27/25
$130k
spectacular roommate
  06/27/25
that's horrendous
Orange internet-worthy genital piercing hissy fit
  06/27/25
i'm in between these two guys
Plum love of her life
  06/27/25
Same, I'm in between two guys
khaki rehab bbw
  06/27/25
The sum total of all my retirement and brokerage accounts is...
spectacular roommate
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
crystalline piazza double fault
  06/27/25
My mom says I'm special.
spectacular roommate
  06/27/25
even that's not true
crystalline piazza double fault
  06/27/25
LOL
crystalline piazza double fault
  06/27/25
$3.4 million in combined marital plans.
Fiercely-loyal Yellow Water Buffalo Center
  06/27/25
damn
Plum love of her life
  06/27/25
Age?
racy parlour fanboi
  06/27/25
Such a waste of capital.
translucent sadistic business firm
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Lemon nursing home
  06/27/25
this discussion happens every 401k thread. partners in bigl...
crystalline piazza double fault
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Lemon nursing home
  06/27/25
...
translucent sadistic business firm
  06/27/25
The max is $70K per year including your own $23,500 contribu...
At-the-ready sneaky criminal stain
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Bat-shit-crazy azure school new version
  06/27/25
.
spectacular roommate
  06/27/25
Something like $800-900k for wife and I.
Razzmatazz locus
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
translucent sadistic business firm
  06/27/25
If you work in-house matching makes it a no-brainer.
Razzmatazz locus
  06/27/25
just do take a lot of my money and shove it up the ass of so...
translucent sadistic business firm
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Razzmatazz locus
  06/27/25
I want my yacht now.
translucent sadistic business firm
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Razzmatazz locus
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
translucent sadistic business firm
  06/27/25
If that's your perspective then sure, stop contributing into...
Razzmatazz locus
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Dull 180 stage
  06/27/25
Why not put it in a Roth?
rebellious slimy striped hyena pistol
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Lemon nursing home
  06/27/25
180
translucent sadistic business firm
  06/27/25
Did you know you're not required to contribute to a 401K?
Lemon nursing home
  06/27/25
(guy who is not a biglaw partner)
translucent sadistic business firm
  06/27/25
$700k Wife - $600k
Turquoise Base
  06/27/25
43yo, $900k
dashing fear-inspiring coffee pot sandwich
  06/27/25
Early 40s. ~$2.1mm
Hateful Poppy Yarmulke
  06/27/25
Late 20s, 250k
rebellious slimy striped hyena pistol
  06/27/25
Good job , young gun
Lascivious slippery dopamine theater
  06/27/25
lol at these responses
multi-colored travel guidebook chad
  06/27/25
go on...
crystalline piazza double fault
  06/27/25
30000k
Titillating cruise ship ladyboy
  06/27/25
$399,443.16
Embarrassed to the bone angry property multi-billionaire
  06/27/25
Monday is likely to be a big day for you friend
Lemon nursing home
  06/27/25
🤞🏻
Embarrassed to the bone angry property multi-billionaire
  06/27/25
IDK $150Kish. But I haven't been working long.
charismatic kitty
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Wine Lettuce
  06/27/25
Same.
Marvelous milky lodge
  06/27/25
350,000 Kinda sad
deep whorehouse community account
  06/27/25
all stock/bond investments are like 750k.
Provocative state
  06/27/25
$386k total. $324k in trad, $62k in Roth
elite trump supporter gaping
  06/27/25
Zero
shaky theater stage
  06/27/25
Crrrrrrrrrrrrrr
translucent sadistic business firm
  06/27/25
For Benzo reasons or RSF reasons?
Hateful Poppy Yarmulke
  06/27/25
$6 million or so. I checked in January.
Marvelous milky lodge
  06/27/25
...
Lemon nursing home
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Supple claret principal's office
  06/27/25
$0. I don’t have a 401(k).
Trip Bossy Doctorate Spot
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Orange internet-worthy genital piercing hissy fit



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: green vivacious den half-breed

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Orange internet-worthy genital piercing hissy fit

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: green vivacious den half-breed

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: crystalline piazza double fault

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: racy parlour fanboi

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: green vivacious den half-breed

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: multi-colored travel guidebook chad

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: odious goal in life elastic band

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: spectacular roommate

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Orange internet-worthy genital piercing hissy fit

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Plum love of her life

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: khaki rehab bbw

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: spectacular roommate

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: crystalline piazza double fault

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: spectacular roommate

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: crystalline piazza double fault

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: crystalline piazza double fault

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Fiercely-loyal Yellow Water Buffalo Center

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Plum love of her life

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: racy parlour fanboi

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: translucent sadistic business firm

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Lemon nursing home

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: crystalline piazza double fault

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Lemon nursing home

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: translucent sadistic business firm



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: At-the-ready sneaky criminal stain

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Bat-shit-crazy azure school new version

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: spectacular roommate

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Razzmatazz locus

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: translucent sadistic business firm

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Razzmatazz locus

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: translucent sadistic business firm

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Razzmatazz locus

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: translucent sadistic business firm

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Razzmatazz locus

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: translucent sadistic business firm

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Razzmatazz locus

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Dull 180 stage

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: rebellious slimy striped hyena pistol

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Lemon nursing home

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: translucent sadistic business firm

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Lemon nursing home

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: translucent sadistic business firm

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Turquoise Base

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: dashing fear-inspiring coffee pot sandwich

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Hateful Poppy Yarmulke

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: rebellious slimy striped hyena pistol

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Lascivious slippery dopamine theater

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: multi-colored travel guidebook chad

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: crystalline piazza double fault

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Titillating cruise ship ladyboy

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Embarrassed to the bone angry property multi-billionaire

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Lemon nursing home

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Embarrassed to the bone angry property multi-billionaire

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: charismatic kitty

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Wine Lettuce

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Marvelous milky lodge

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: deep whorehouse community account

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Provocative state

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: elite trump supporter gaping

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: shaky theater stage

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: translucent sadistic business firm

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Hateful Poppy Yarmulke

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Marvelous milky lodge

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Lemon nursing home



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Supple claret principal's office

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Trip Bossy Doctorate Spot

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)