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POLL: What is your 401(k) balance right now

...
Saffron sound barrier
  06/27/25
A tiny pink 500k
Cowardly Center
  06/27/25
that's not that bad
Saffron sound barrier
  06/27/25
I guess not but the thought of grinding out another 20 years...
Cowardly Center
  06/27/25
age?
maize vivacious nursing home
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
boyish rigpig alpha
  06/27/25
Yep, I’m early 40s lol
Cowardly Center
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
pink adventurous trailer park
  06/27/25
It depend on if that's his primary retirement or if he has ...
charismatic impertinent stag film jewess
  06/27/25
$130k
Claret Love Of Her Life
  06/27/25
that's horrendous
Saffron sound barrier
  06/27/25
i'm in between these two guys
pearl field
  06/27/25
Same, I'm in between two guys
Histrionic Soggy Dysfunction Nowag
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Claret Love Of Her Life
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
maize vivacious nursing home
  06/27/25
My mom says I'm special.
Claret Love Of Her Life
  06/27/25
even that's not true
maize vivacious nursing home
  06/27/25
LOL
maize vivacious nursing home
  06/27/25
$3.4 million in combined marital plans.
mewling crackhouse double fault
  06/27/25
damn
pearl field
  06/27/25
Age?
boyish rigpig alpha
  06/27/25
Such a waste of capital.
Fragrant embarrassed to the bone boistinker keepsake machete
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
diverse space
  06/27/25
this discussion happens every 401k thread. partners in bigl...
maize vivacious nursing home
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
diverse space
  06/27/25
...
Fragrant embarrassed to the bone boistinker keepsake machete
  06/27/25
The max is $70K per year including your own $23,500 contribu...
light organic girlfriend
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Cerebral twinkling hall prole
  06/27/25
.
Claret Love Of Her Life
  06/27/25
Something like $800-900k for wife and I.
learning disabled ruddy police squad
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Fragrant embarrassed to the bone boistinker keepsake machete
  06/27/25
If you work in-house matching makes it a no-brainer.
learning disabled ruddy police squad
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Fragrant embarrassed to the bone boistinker keepsake machete
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
learning disabled ruddy police squad
  06/27/25
I want my yacht now.
Fragrant embarrassed to the bone boistinker keepsake machete
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
learning disabled ruddy police squad
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Fragrant embarrassed to the bone boistinker keepsake machete
  06/27/25
If that's your perspective then sure, stop contributing into...
learning disabled ruddy police squad
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Medicated pit
  06/27/25
Why not put it in a Roth?
snowy vigorous cuckoldry
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
diverse space
  06/27/25
180
Fragrant embarrassed to the bone boistinker keepsake machete
  06/27/25
Did you know you're not required to contribute to a 401K?
diverse space
  06/27/25
(guy who is not a biglaw partner)
Fragrant embarrassed to the bone boistinker keepsake machete
  06/27/25
$700k Wife - $600k
Shaky theater stage
  06/27/25
43yo, $900k
Big stead
  06/27/25
Early 40s. ~$2.1mm
Rebellious Church Building Mad-dog Skullcap
  06/27/25
Late 20s, 250k
snowy vigorous cuckoldry
  06/27/25
Good job , young gun
Yellow Private Investor
  06/27/25
lol at these responses
pink adventurous trailer park
  06/27/25
go on...
maize vivacious nursing home
  06/27/25
30000k
bull headed 180 senate
  06/27/25
$399,443.16
Sick Partner
  06/27/25
Monday is likely to be a big day for you friend
diverse space
  06/27/25
🤞🏻
Sick Partner
  06/27/25
IDK $150Kish. But I haven't been working long.
Ungodly Abnormal Juggernaut Gas Station
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
laughsome pozpig
  06/27/25
Same.
Chartreuse office
  06/27/25
350,000 Kinda sad
Effete hyperventilating tanning salon
  06/27/25
all stock/bond investments are like 750k.
Curious garrison stain
  06/27/25
$386k total. $324k in trad, $62k in Roth
walnut therapy
  06/27/25
Zero
stirring mad cow disease
  06/27/25
Crrrrrrrrrrrrrr
Fragrant embarrassed to the bone boistinker keepsake machete
  06/27/25
For Benzo reasons or RSF reasons?
Rebellious Church Building Mad-dog Skullcap
  06/27/25
$6 million or so. I checked in January.
Chartreuse office
  06/27/25
...
diverse space
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Rambunctious submissive legal warrant
  06/27/25
$0. I don’t have a 401(k).
Well-lubricated amber liquid oxygen hunting ground
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Saffron sound barrier



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Cowardly Center

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Saffron sound barrier

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Cowardly Center

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: maize vivacious nursing home

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: boyish rigpig alpha

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Cowardly Center

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: pink adventurous trailer park

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: charismatic impertinent stag film jewess

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Claret Love Of Her Life

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Saffron sound barrier

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: pearl field

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Histrionic Soggy Dysfunction Nowag

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Claret Love Of Her Life

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: maize vivacious nursing home

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Claret Love Of Her Life

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: maize vivacious nursing home

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: maize vivacious nursing home

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: mewling crackhouse double fault

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: pearl field

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: boyish rigpig alpha

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Fragrant embarrassed to the bone boistinker keepsake machete

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: diverse space

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: maize vivacious nursing home

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: diverse space

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Fragrant embarrassed to the bone boistinker keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: light organic girlfriend

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Cerebral twinkling hall prole

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Claret Love Of Her Life

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: learning disabled ruddy police squad

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Fragrant embarrassed to the bone boistinker keepsake machete

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: learning disabled ruddy police squad

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Fragrant embarrassed to the bone boistinker keepsake machete

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: learning disabled ruddy police squad

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Fragrant embarrassed to the bone boistinker keepsake machete

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: learning disabled ruddy police squad

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Fragrant embarrassed to the bone boistinker keepsake machete

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: learning disabled ruddy police squad

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Medicated pit

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: snowy vigorous cuckoldry

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: diverse space

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Fragrant embarrassed to the bone boistinker keepsake machete

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: diverse space

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Fragrant embarrassed to the bone boistinker keepsake machete

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Shaky theater stage

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Big stead

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Rebellious Church Building Mad-dog Skullcap

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: snowy vigorous cuckoldry

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Yellow Private Investor

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: pink adventurous trailer park

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: maize vivacious nursing home

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: bull headed 180 senate

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Sick Partner

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: diverse space

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Sick Partner

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Ungodly Abnormal Juggernaut Gas Station

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: laughsome pozpig

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Chartreuse office

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Effete hyperventilating tanning salon

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Curious garrison stain

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: walnut therapy

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: stirring mad cow disease

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Fragrant embarrassed to the bone boistinker keepsake machete

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Rebellious Church Building Mad-dog Skullcap

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Chartreuse office

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: diverse space



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Rambunctious submissive legal warrant

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Well-lubricated amber liquid oxygen hunting ground

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)