It’s impossible to get rich
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Poast new message in this thread
Date: July 12th, 2025 12:26 PM Author: fragrant school gaming laptop
I agree with this. I'm thinking about quitting my current job because it leaves me completely stuck and I'm not sure that I'll ever make enough to take care of my family.
I just looked over the numbers for this week and here's where I currently stand:
Cash + Taxable Brokerage: $128,141.10
Retirement Accounts: $1,252,894.35
529 College Savings Accounts: $180,451.77
Alternatives: $187,291.94
Home Equity: $70,406.61
Net Worth: $1,819,185.77
(http://www.autoadmit.com/thread.php?thread_id=5749513&forum_id=2#49095716) |
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Date: July 12th, 2025 12:52 PM Author: startled parlour
"...there’s also a negative feedback loop (as you earn more you tend to inflate your lifestyle which puts that mark farther out)"
This is key.
You have to set your lifestyle & COL at a reasonable lower point and maintain that setpoint going forward.
Lifestyle creep is an addiction: we always want more, more, more; and whenever we get a hit, it's never as good as the last.
(http://www.autoadmit.com/thread.php?thread_id=5749513&forum_id=2#49095781) |
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Date: July 13th, 2025 12:59 PM Author: startled parlour
I think most people live better/more expensively at 45 than at 25.
Some expansion is necessary (more BRs for more kids), and some is not (fancier autos).
Actively controlling that treadmill and finding the point at which one is happy and doesn't need to keep buying moremoremore is a conscious decision that's difficult in the face of modern GC.
(http://www.autoadmit.com/thread.php?thread_id=5749513&forum_id=2#49097775) |
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Date: July 12th, 2025 12:55 PM Author: startled parlour
"If being "rich" is measured by possessions and collecting resources and things then you are already rich"
!!!
Rich guy with five-figure salary here, sup.
(http://www.autoadmit.com/thread.php?thread_id=5749513&forum_id=2#49095791) |
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Date: July 12th, 2025 2:08 PM Author: mint windowlicker pozpig
id like to retire but who knows when it will be realistic. working blows, i assume ai will force retire all of us who are not ownership class soon
would never discuss family plans on xo lol
(http://www.autoadmit.com/thread.php?thread_id=5749513&forum_id=2#49095942)
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