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I feel like health insurance used to be a lot cheaper
Poast new message in this thread
Date: November 6th, 2023 9:54 PM Author: aphrodisiac pearly jew (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027620) |
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Date: November 6th, 2023 10:05 PM Author: vigorous blathering voyeur prole Oh no shit? (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027655) |
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Date: November 7th, 2023 7:24 PM Author: self-absorbed hairraiser garrison (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47030952) |
Date: November 6th, 2023 9:57 PM Author: aromatic crystalline newt Do you know that The Vijayanagara Empire (also called the Karnata Kingdom[4]) was a medieval Indian empire that covered much of the region of Southern India, ruling the lands of the modern states of Karnataka, Andhra Pradesh, Tamil Nadu, Kerala, Goa, and some parts of Telangana and Maharashtra. It was established in 1336 by the brothers Harihara I and Bukka Raya I of the Sangama dynasty, members of a pastoralist cowherd community that claimed Yadava lineage.[5][6][note 1] The empire rose to prominence as a culmination of attempts by the southern powers to ward off Turco-Persian Muslim invasions by the end of the 13th century. At its peak, it conquered almost all of Southern India's ruling dynasties and pushed the Turco-Persian sultans of the Deccan beyond the Tungabhadra-Krishna river doab region, in addition to annexing Gajapati Empire (Odisha) till Krishna river, thus becoming a notable power.[7] It lasted until 1646, although its power declined after a major military defeat in the Battle of Talikota in 1565 by the combined armies of the Deccan sultanates. The empire is named after its capital city of Vijayanagara, whose ruins surround present day Hampi, now a UNESCO World Heritage Site in Karnataka, India. The wealth and fame of the empire inspired visits by and writings of medieval European travelers such as Domingo Paes, Fernão Nunes, and Niccolò de' Conti. These travelogues, contemporary literature and epigraphy in the local languages, and modern archeological excavations at Vijayanagara have provided ample information about the history and power of the empire. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027630) |
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Date: November 6th, 2023 9:58 PM Author: bateful preventive strike I used to pay $140 a month for awesome policies (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027634) |
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Date: November 6th, 2023 10:04 PM Author: appetizing mauve mother where does all of the money "go"?? I have done nothing but pay my healthcare company tens of thousands of dollars and never 'use' it.
i dont even have a fucking doctor bc it is 6 months to get on ones list for a 'checkup' anyway.
and even if i 'use' it i STILL have to pay out of pocket until I hit a high number where the healthcare company starts paying SOME of it |
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Date: November 6th, 2023 10:11 PM Author: Harsh Plaza Insurance is one of the biggest scams in this shitty country. I must pay like $20k after tax on various insurances every fucking year. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027686) |
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Date: November 6th, 2023 11:59 PM Author: Aquamarine Spot Cuckold Insurance companies are an investment. It goes to investors. Prices are raised for policyholders and that money goes to the investors. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027961) |
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Date: November 6th, 2023 10:08 PM Author: copper heaven I have a family of 6. I think our family max on health care is like $30,000. There is no healthcare in America. You pay $25-30k in premiums for zero coverage because the deductible is $50,000. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027660) |
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Date: November 6th, 2023 10:09 PM Author: appetizing mauve mother (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027673) |
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Date: November 6th, 2023 10:11 PM Author: aromatic crystalline newt hehe goy, maybe move to india?
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is a government-sponsored health insurance scheme in India that aims to provide affordable healthcare to the country's poor and vulnerable population. The scheme covers up to INR 5 lakh (approximately US$6,250) per family per year for secondary and tertiary care hospitalization across public and private hospitals.
The premium for AB-PMJAY is entirely borne by the government. There are no out-of-pocket expenses for beneficiaries. |
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Date: November 7th, 2023 5:51 AM Author: Marvelous useless brakes trailer park L'Chaim! (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028184) |
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Date: November 7th, 2023 2:18 PM Author: Peach Principal's Office (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029635) |
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Date: November 6th, 2023 10:08 PM Author: Harsh Plaza It’s absolutely insane. And it’s not cheap if you actually have to use the insurance too. Copays, deductibles, out of pocket maximums, it fucking blows.
If we lived in a real country without an unlimited supply of muds and could have universal healthcare as at least a basic opption it would be 180. |
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Date: November 6th, 2023 10:09 PM Author: appetizing mauve mother (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027675) |
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Date: November 6th, 2023 10:10 PM Author: aromatic crystalline newt yes, goy. the problem is muds and not rat faced demons (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027676) |
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Date: November 6th, 2023 10:34 PM Author: Khaki frisky locale trust fund (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027757) |
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Date: November 6th, 2023 10:10 PM Author: Cruel-hearted field insane how "high dedudctible" plays are forcememed by the gov but "catastrophic" insurance plans are basically banned. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027681) |
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Date: November 6th, 2023 10:13 PM Author: Harsh Plaza Yeah lol.
On another note now we can’t even get basic checkups for like 6 months. Go to “urgent care” where you can be treated by a bottom tier DO grad! It still costs more than it used to hehe |
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Date: November 6th, 2023 10:31 PM Author: deranged son of senegal house One of the dumbest policy decisions is we have ivy league universities trying to "weed out" kids from med school, and then we make med school and residency completely miserable for a decade, because god forbid we have too many doctors.
The end result is everyone is being seen by NPs and waiting 6 months to see a specialist who graduated from the University of Caracas... |
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Date: November 6th, 2023 10:34 PM Author: Harsh Plaza Yeah, at least I understood that when medicine was a noble profession. But PE has completely decimated the prestige and autonomy doctors used to enjoy. They are nothing more than mechanics now and just as there are “Master Techs” for cars there’s some smart doctors who still get paid, but the role itself has been irreparably downsized. NPs, PAs, shitty MDs from everywhere, give me a fucking break. Open the floodgates at this point. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027758) |
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Date: November 6th, 2023 11:34 PM Author: Wonderful Walnut Alpha Point (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027920) |
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Date: November 7th, 2023 1:39 AM Author: pale double fault Derm and interventional rads (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028063) |
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Date: November 7th, 2023 5:39 AM Author: effete ebony knife (it is 1995) (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028174) |
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Date: November 7th, 2023 5:26 AM Author: Exhilarant liquid oxygen queen of the night Cash only practices in wealthy suburbs (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028171) |
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Date: November 7th, 2023 5:40 AM Author: effete ebony knife https://twitter.com/BLawenda/status/1719069131423838435?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1719069131423838435%7Ctwgr%5E%7Ctwcon%5Es1_&ref_url=
At least 25% will quit within 3 years. |
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Date: November 7th, 2023 2:23 PM Author: Exciting ceo Pretty much all good docs don’t take insurance and you have to pay out of pocket (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029651) |
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Date: November 7th, 2023 4:55 PM Author: Wonderful Walnut Alpha Point (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47030324) |
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Date: November 7th, 2023 4:57 PM Author: Exciting ceo My GP/Internist gives me recos for specialists as needed that he trusts, some take insurance but most don't. Found him by word of mouth when previous GP hung em up. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47030332) |
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Date: November 7th, 2023 5:23 PM Author: Wonderful Walnut Alpha Point (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47030445) |
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Date: November 7th, 2023 2:27 PM Author: up-to-no-good background story stock car They end up at a PE firm as the "owner" of like 10 medical clinics as the PE firm by law cannot own them. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029673) |
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Date: November 7th, 2023 4:55 PM Author: Wonderful Walnut Alpha Point Do they get paid for the convenience? (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47030326) |
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Date: November 8th, 2023 7:41 AM Author: up-to-no-good background story stock car they get paid because a doctor needs to own the practices and a Harvard med school one looks better to investors, regulators, etc as the owner.
so ya, they get paid to look pretty and are probably friends/connected to some of the PE bros from their ivy UG ivy med school days |
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Date: November 8th, 2023 10:30 AM Author: Wonderful Walnut Alpha Point What a cool job. Like being a medical influencer. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47033027) |
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Date: November 6th, 2023 10:15 PM Author: appetizing mauve mother (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027708) |
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Date: November 6th, 2023 11:26 PM Author: Bearded vermilion tattoo how are the muds the problem (wrt to high insurance premiums)? (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027910) |
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Date: November 7th, 2023 8:15 AM Author: floppy cyan national hissy fit "If we lived in a real country without an unlimited supply of muds and could have universal healthcare as at least a basic opption it would be 180."
Lmao you would've voted against any sort of universal healthcare 60 years ago because "taxation is theft I'm doing what's best for my family" |
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Date: November 7th, 2023 2:16 PM Author: Lime Lascivious Lodge (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029622) |
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Date: November 6th, 2023 10:10 PM Author: shimmering talented den Thx Obongo! Is there anything libs don’t ruin? (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027679) |
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Date: November 6th, 2023 10:11 PM Author: aromatic crystalline newt yep healthcare system was great before obumocare (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027687) |
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Date: November 7th, 2023 2:18 PM Author: Lime Lascivious Lodge (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029632) |
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Date: November 6th, 2023 10:11 PM Author: Pontificating claret organic girlfriend lay AFLAC! (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027685) |
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Date: November 6th, 2023 10:13 PM Author: Brass pit coldplay fan Thank god Obama and pajama boy bent dat curve (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027695) |
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Date: November 6th, 2023 10:17 PM Author: appetizing mauve mother lol as if there is a party that is 'better' on healthcare (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027715) |
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Date: November 6th, 2023 10:19 PM Author: Harsh Plaza (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027721) |
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Date: November 7th, 2023 2:19 PM Author: Lime Lascivious Lodge (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029636) |
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Date: November 6th, 2023 10:13 PM Author: Chestnut concupiscible property faggotry My insurance costs about $20/month but high $2000 deductible. I paid $2000 to put several stitches on an eyebrow laceration.. otherwise I don't go to drs. I'm thinking of getting a hair transplant and maybe a nose job? (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027698) |
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Date: November 6th, 2023 10:13 PM Author: deranged son of senegal house The high deductible plans are pretty crazy. Don't we want people going to the doctor earlier?
The average wage at my company is probably like $60k and the out of pocket max for a family is like $16k - so people are probably pretty regularly spending 25% of their income on health care on top of their premiums? |
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Date: November 6th, 2023 10:16 PM Author: appetizing mauve mother it is fucking unreal. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027710) |
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Date: November 6th, 2023 10:17 PM Author: copper heaven Subject: Fuck your insurance co, just don’t pay I pay 1% of all HCP bills in good faith in full and final satisfaction of the outstanding account, I have never had a HCP reject my tender. I have made considerable recovery against debt collectors trying to recover on same. I don’t give a fuck. I’ll write letters for years. I just notch 2 hours per correspondence in my log. We are past health insurance meaning anything. You’re on your own. Just pay nothing and write letters. That’s my advice. |
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Date: November 6th, 2023 10:20 PM Author: aromatic crystalline newt just more proof that you have jew heritage, have u taken a DNA test? (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027722) |
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Date: November 6th, 2023 10:21 PM Author: copper heaven Nope. Will you pay for a test? I’ll take one if you foot the bill. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027726) |
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Date: November 7th, 2023 2:46 AM Author: aromatic crystalline newt i think CSLG better positioned to pay for that, maybe he cld fly u out to karma sushi and u take the test in front of everyone and if u jew they will all cheer, if u goy u get kicked out by the valet (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028115) |
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Date: November 6th, 2023 10:35 PM Author: Khaki frisky locale trust fund he's far too tedious to not be a jew (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027759) |
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Date: November 6th, 2023 10:20 PM Author: Cruel-hearted field if it gets sent to collections isn't your credit fucked? (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027723) |
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Date: November 6th, 2023 10:25 PM Author: copper heaven Nope. They can’t do shit if you settled the debt. The best offenders will settle with you. The worst offenders will sell the debt to someone else. But It’s garbage and worthless. Keep writing letters and it will go away. If anyone sends you a threatening letter, just send a certified response stating $10k in damages and offering to settle for $1,250. This has never not yielded results. Just keep writing letters. It’s all fraud. They know it. They will cave. You will profit. Just keep writing letters and keep records of everything. |
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Date: November 6th, 2023 11:22 PM Author: Chestnut concupiscible property faggotry I call flame. If this were true all the blacks and other poors would be doing it. In reality people like tsinah(not rich but not benzo) get actually sued for debt. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027903) |
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Date: November 7th, 2023 2:48 AM Author: aromatic crystalline newt rofl niggas havent even figured out how to dispute CC charges, u really think they cld even write a letter? and send it by certified mail? "certified wat nigga? u be trippin how u certified a mail nigga, furk u crazy birdshit!! *blasts ur brain in" (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028116) |
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Date: November 6th, 2023 11:26 PM Author: Mind-boggling Lemon Senate This doesn't really work. They just turn it over to debt collectors. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027909) |
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Date: November 7th, 2023 2:48 AM Author: aromatic crystalline newt even better, debt collectors buy it at 10 cents on the dollar or something insane, so they will be willing to settle for little (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028117) |
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Date: November 7th, 2023 8:13 AM Author: copper heaven You can get money out of debt collectors. Just keep writing letters and keep a record of everything. Treat it like a game. You’ll never pay a dime. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028365) |
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Date: November 6th, 2023 10:26 PM Author: big step-uncle's house A-BA-BA-BA BA-BARBARA ANN BA-BA-BA BA-BARBARA ANN |
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Date: November 6th, 2023 11:28 PM Author: soul-stirring twinkling bbw yes, we need to hang the people who administer our healthcare system, they have taken the best funded thing in the history of mankind and turned it into a nightmare of funneling money off little by little, fuck them all (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027914) |
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Date: November 6th, 2023 11:36 PM Author: Wonderful Walnut Alpha Point (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027926) |
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Date: November 6th, 2023 11:50 PM Author: soul-stirring twinkling bbw exactly, I just mean that at every single level of the system there is some level of grift and fraud for precisely that reason and it all adds up to a complete shitshow (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027948) |
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Date: November 7th, 2023 2:22 PM Author: Lime Lascivious Lodge (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029644) |
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Date: November 7th, 2023 12:01 AM Author: Spruce Dopamine Back in the eighties the cost was almost trivial (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027967) |
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Date: November 7th, 2023 12:06 AM Author: Khaki frisky locale trust fund no way! (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47027975) |
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Date: November 7th, 2023 12:22 AM Author: Charismatic feces sanctuary *looks at UNH stock in brokerage account*
*smiles* |
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Date: November 7th, 2023 1:34 AM Author: Outnumbered Ratface Haunted Graveyard we quit paying for health insurance. not worth it. way more cost effective paying out of pocket for prescriptions and appointments when needed. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028053) |
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Date: November 7th, 2023 2:10 AM Author: bat shit crazy home cuck Single-payer is coming. But it will take two more presidential election cycles. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028097) |
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Date: November 7th, 2023 2:49 AM Author: aromatic crystalline newt ljl noap, never, (((they))) will never permit it, notice how both parties dont even talk abt healthcare anymore, gop doesnt care and dems learned obamacare was a net negative politically, no one wants to do big things anymore
and unclear how they cld even do universal with this right wing SC, didnt last time they only upheld it under some BS tax power, not even under interstate commerce |
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Date: November 7th, 2023 10:42 PM Author: bat shit crazy home cuck It will be by popular demand. People are getting pissed. They just aren't pissed enough yet. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47031872) |
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Date: November 7th, 2023 2:19 AM Author: effete ebony knife 80% of medical conditions now didn't even exist 100 years ago. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028101) |
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Date: November 7th, 2023 3:52 AM Author: thriller chapel hehe (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028137) |
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Date: November 7th, 2023 4:07 AM Author: geriatric laughsome tank How much is the average premium these days in the U.S.? I think I pay like 500 eur a month here for public insurance, automatically covers your kids. No concept of deductible or out of pocket max etc. I still would hate to get some rare deadly shit here compared to the U.S. tbh but on average the system definitely seems better. It’s pretty easy to understand why it’s cheaper when you meet med docs here and many of them are barely at 100k salaries. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028147) |
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Date: November 7th, 2023 8:09 AM Author: french therapy legal warrant Normal working Americans are paying for olds who should be euthanized, fats who should be left to eat themselves to death, and kids who should have been aborted.
Plus we permit companies that skim a percentage while doing less than nothing. Fucking insurance companies deny and slow pay valid claims constantly, force you and doctors to spend hours calling them, without actually managing costs or encouraging more efficient care. |
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Date: November 7th, 2023 8:11 AM Author: copper heaven Will most fats actually eat themselves to death? Or is there a subcategory of fats who are committed to the cause and a larger group that are just slothful and ignorant? Asking for a friend. |
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Date: November 7th, 2023 8:21 AM Author: french therapy legal warrant I am not sure, but I do know that anyone obese should be given some literature about diet and exercise and told that additional care will be made available once they demonstrate progress on giving a shit about their health. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028381) |
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Date: November 7th, 2023 8:23 AM Author: Glassy domesticated gay wizard theatre Gf spent almost three hours on the phone last night with insurance trying to figure out what happened to a form they asked her to fax. They locked her into a cycle of A telling her to talk to B telling her to talk to A. At the end they finally admitted they previously gave her a wrong fax number and to mail in her documents. They would not pay for overnighting the documents to speed up the review and offered nothing as recompense for the mistake. I can’t imagine how much of human life is wasted dealing with these fuckers. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028387) |
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Date: November 7th, 2023 8:27 AM Author: copper heaven I literally act as if insurance doesn’t exist. They can pay or not pay. I don’t give a fuck. I’m going to just fight with the HCP and it’s debt collectors. I know this everytime I or anyone in my household goes to a FRAUD doctor. (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028397) |
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Date: November 7th, 2023 2:29 PM Author: up-to-no-good background story stock car Roughly 25% of US medical spending is for back office insurance support (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029681) |
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Date: November 7th, 2023 3:11 PM Author: Lime Lascivious Lodge Lmao holy fucking shit (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029826) |
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Date: November 7th, 2023 8:55 AM Author: motley shivering whorehouse headpube mine actually got somewhat cheaper/less shitty for 2024 (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47028441) |
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Date: November 7th, 2023 2:24 PM Author: up-to-no-good background story stock car LOL Fuck all of you complaining about healthcare costs but also support our real estate policies that make shelter an "investment."
Congrats, healthcare is now an investment too. Enjoy fuckers! |
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Date: November 7th, 2023 2:25 PM Author: Khaki frisky locale trust fund (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029662) |
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Date: November 7th, 2023 7:25 PM Author: self-absorbed hairraiser garrison Yeah, there was great healthcare and housing in the USSR where it was "a right" instead of an "investment." (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47030962) |
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Date: November 8th, 2023 7:38 AM Author: up-to-no-good background story stock car (actual faggot who makes comparisons that make zero sense to anyone with an IQ above 93)
Why don't you compare to SG where housing is more of a right and not for investment? hmmm how does that work for your little faggot analogy kike? |
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Date: November 7th, 2023 3:12 PM Author: excitant black range It was (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47029828) |
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Date: November 7th, 2023 4:57 PM Author: Exciting ceo Insurance is total fraud. I need an MRI on my wrist after xray was negative, it is the only way to properly diagnose my injury and insurance refuses to cover it. LMAO what do we pay them for? (http://www.autoadmit.com/thread.php?thread_id=5440582&forum_id=2#47030338) |
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Date: November 8th, 2023 8:10 AM Author: Swashbuckling Emerald Resort Sam Hyde has the best advice on dealing with medical costs. Basically, whenever you get the bill, call and tell them you can't pay it. Of course, they'll try to get you to pay a monthly $ on the debt. This is good. It means they've already caved from "pay your $10,000 bill now" to "can you pay $300/month?" At this point, you need to tell a story, any story, about why you can't pay $300/month. Make up insane bullshit like "ah, no way I can afford $200/month! My car is having major troubles and I gotta get it repaired to get to work." Go into great detail about the repairs that need to be made. Make up stuff how your BMW is a total money pit and you gotta replace the alternator. Explain what the alternator is and how you think they were invented. Just get into stupid fucking details that are totally irrelevant to medical billing and payments.
Next, tell them your son just became a tranny and you got spend $500/month on hormones and shit and that you're saving up for a dick amputation surgery.
The point is, you just keep blabbing and blabbing on and on about total bullshit stories for 10+ minutes straight. Just tell a fucking story. Eventually, the person on the phone will get so sick and tired of this and just ask, "how much can you afford a month?"
"Ehhh.... I dunno... Like $10?" "Ok fine. Done."
Congrats. You win. |