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How many credit cards do you have?

...
ultramarine excitant coffee pot hall
  07/10/26
1
pontificating lascivious den doctorate
  07/10/26
4
Buck-toothed personal credit line center
  07/10/26
what purpose does each serve?
ultramarine excitant coffee pot hall
  07/10/26
dividing business and personal expenses / accumulating award...
Buck-toothed personal credit line center
  07/10/26
Zero. Not flame
onyx trip tattoo
  07/10/26
3 plus an Amex but I have no idea where two of them are. Som...
Fragrant corner
  07/10/26
why multiple?
ultramarine excitant coffee pot hall
  07/10/26
2
Puce unholy home
  07/10/26
why more than 1?
ultramarine excitant coffee pot hall
  07/10/26
One is a legacy card that has no foreign transaction fees. ...
Puce unholy home
  07/10/26
like 8 but 2 get used almost exclusively
Startled Fat Ankles
  07/10/26
why so many?
ultramarine excitant coffee pot hall
  07/10/26
opened over the years, never canceled them. probably should
Startled Fat Ankles
  07/10/26
just to get the bonuses?
ultramarine excitant coffee pot hall
  07/10/26
no i did that when i was 21 but all the good ones had fees s...
Startled Fat Ankles
  07/10/26
it's better for your credit to keep them open, my friend
Disrespectful bawdyhouse
  07/10/26
true but also doesn't matter when you get older and have eno...
Startled Fat Ankles
  07/10/26
Not just for the total credit limit. Credit score also value...
Supple effete police squad ceo
  07/10/26
0
Red cruel-hearted laser beams indian lodge
  07/10/26
debt=poison
Wonderful Frozen Cuckoldry
  07/10/26
like 10, from when i used to churn. keeping them open helps ...
Disrespectful bawdyhouse
  07/10/26
churning seems like such overkill for, what, like a thousand...
ultramarine excitant coffee pot hall
  07/10/26
imo there are no more good offers at all anymore
pontificating lascivious den doctorate
  07/10/26
chase business ink is offering $1k rn. best i've seen in a l...
ultramarine excitant coffee pot hall
  07/10/26
Sapphire preferred is 100k bonus rn on $5000 spend in 3 mont...
disturbing idea he suggested boistinker
  07/10/26
yeah, i said used to churn. dont have time w kids to keep up...
Disrespectful bawdyhouse
  07/10/26
I have something like 10 and like 5 with fees. Obviously I ...
disturbing idea he suggested boistinker
  07/10/26
Three. One for airline status. One for the best rewards. ...
Racy submissive becky field
  07/10/26
I don't think corporate card should count for this?
Internet-worthy Nighttime Business Firm Masturbator
  07/10/26
citi double cash chase freedom unlimited
Poppy harsh church building
  07/10/26
1, which is kind of irresponsible. If your one card gets...
claret site electric furnace
  07/10/26
3. Costco's, CSR, and Southwest (canceling, just used for th...
Internet-worthy Nighttime Business Firm Masturbator
  07/10/26


Poast new message in this thread



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: ultramarine excitant coffee pot hall



(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990862)



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: pontificating lascivious den doctorate

1

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990863)



Reply Favorite

Date: July 10th, 2026 1:21 PM
Author: Buck-toothed personal credit line center

4

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990899)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: ultramarine excitant coffee pot hall

what purpose does each serve?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990937)



Reply Favorite

Date: July 10th, 2026 2:17 PM
Author: Buck-toothed personal credit line center

dividing business and personal expenses / accumulating awards

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991055)



Reply Favorite

Date: July 10th, 2026 1:23 PM
Author: onyx trip tattoo

Zero. Not flame

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990903)



Reply Favorite

Date: July 10th, 2026 1:24 PM
Author: Fragrant corner

3 plus an Amex but I have no idea where two of them are. Some drawer I guess. Too lazy to cancel them.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990904)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: ultramarine excitant coffee pot hall

why multiple?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990940)



Reply Favorite

Date: July 10th, 2026 2:06 PM
Author: Puce unholy home

2

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991008)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: ultramarine excitant coffee pot hall

why more than 1?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991022)



Reply Favorite

Date: July 10th, 2026 3:19 PM
Author: Puce unholy home

One is a legacy card that has no foreign transaction fees. Unsurprisingly, I use it abroad. It's also a VISA, so I can use it at Costco

One is my primary card in the US that does charge foreign transaction fees. Unsurprisingly, I use it as my primary card in the US and do not use it abroad. It's not a VISA, so I cannot use it at Costco

I don't pay an annual fee for either

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991200)



Reply Favorite

Date: July 10th, 2026 2:08 PM
Author: Startled Fat Ankles

like 8 but 2 get used almost exclusively

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991012)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: ultramarine excitant coffee pot hall

why so many?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991021)



Reply Favorite

Date: July 10th, 2026 2:11 PM
Author: Startled Fat Ankles

opened over the years, never canceled them. probably should

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991029)



Reply Favorite

Date: July 10th, 2026 2:12 PM
Author: ultramarine excitant coffee pot hall

just to get the bonuses?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991031)



Reply Favorite

Date: July 10th, 2026 2:18 PM
Author: Startled Fat Ankles

no i did that when i was 21 but all the good ones had fees so i canceled those at that time

here's what i have

citi double cash - primary workhorse

costco visa - 4% cb on gas, 3% on restaurants, and also used at costco obviously. no foreign transaction fees. great card

amex blue cash - first card i opened in college, never use it but there for nostalgia's sake. and also one time i lost my wallet in nepal and amex was the only 180 company that gave me a cash advance immediately to get my bearings.

amex delta - this one should be canceled

capital one quicksilver - used to use this before i got the double cash. also no fx fees, decent card, should probably cancel

crate and barrel visa - i got like 2k worth of rewards from this when i bought a bunch of furniture, should cancel

chase sapphire reserve - fees are a bit too high now, will probably cancel next year

chase ink business - company card

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991056)



Reply Favorite

Date: July 10th, 2026 2:15 PM
Author: Disrespectful bawdyhouse

it's better for your credit to keep them open, my friend

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991043)



Reply Favorite

Date: July 10th, 2026 2:21 PM
Author: Startled Fat Ankles

true but also doesn't matter when you get older and have enough revolving limits. just for administrative expediency it's better to have only a few imho

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991063)



Reply Favorite

Date: July 10th, 2026 2:38 PM
Author: Supple effete police squad ceo

Not just for the total credit limit. Credit score also values length accounts have been open heh heh

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991115)



Reply Favorite

Date: July 10th, 2026 2:09 PM
Author: Red cruel-hearted laser beams indian lodge

0

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991014)



Reply Favorite

Date: July 10th, 2026 2:14 PM
Author: Wonderful Frozen Cuckoldry

debt=poison

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991037)



Reply Favorite

Date: July 10th, 2026 2:16 PM
Author: Disrespectful bawdyhouse

like 10, from when i used to churn. keeping them open helps your credit score, not that i need credit for anything anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991048)



Reply Favorite

Date: July 10th, 2026 2:22 PM
Author: ultramarine excitant coffee pot hall

churning seems like such overkill for, what, like a thousand bucks a card at most maybe

thinking about opening a second just for a nice offer since i'm making a big purchase soon and will hit the minimum spend requirement easily but even then my instinct says why sully myself with this prole goy complex just for like $1k

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991069)



Reply Favorite

Date: July 10th, 2026 2:24 PM
Author: pontificating lascivious den doctorate

imo there are no more good offers at all anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991076)



Reply Favorite

Date: July 10th, 2026 2:30 PM
Author: ultramarine excitant coffee pot hall

chase business ink is offering $1k rn. best i've seen in a long time on a no-fee card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991092)



Reply Favorite

Date: July 10th, 2026 8:28 PM
Author: disturbing idea he suggested boistinker

Sapphire preferred is 100k bonus rn on $5000 spend in 3 months.

Ideally you're getting cards where the benefits come out in your favor every year no matter what.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49992037)



Reply Favorite

Date: July 10th, 2026 3:53 PM
Author: Disrespectful bawdyhouse

yeah, i said used to churn. dont have time w kids to keep up w this shit. easy to miss payments bc u forgot to set up some card on autopay, and it's just more mental effort to keep track of it all

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991291)



Reply Favorite

Date: July 10th, 2026 3:42 PM
Author: disturbing idea he suggested boistinker

I have something like 10 and like 5 with fees. Obviously I don't run balances but yeah, I use CC benefits/points all the time. About to get 100k points for Sapphire Preferred.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991256)



Reply Favorite

Date: July 10th, 2026 3:14 PM
Author: Racy submissive becky field

Three. One for airline status. One for the best rewards. One corporate card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991193)



Reply Favorite

Date: July 10th, 2026 3:53 PM
Author: Internet-worthy Nighttime Business Firm Masturbator

I don't think corporate card should count for this?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991288)



Reply Favorite

Date: July 10th, 2026 3:16 PM
Author: Poppy harsh church building

citi double cash

chase freedom unlimited

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991198)



Reply Favorite

Date: July 10th, 2026 3:36 PM
Author: claret site electric furnace

1, which is kind of irresponsible.

If your one card gets declined for whatever reason (technical glitch, actual or suspected fraud, etc.), you can find yourself in tough shape.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991239)



Reply Favorite

Date: July 10th, 2026 3:52 PM
Author: Internet-worthy Nighttime Business Firm Masturbator

3. Costco's, CSR, and Southwest (canceling, just used for the sign up bonus).

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991283)