almost as ghoulish as TMF and mandy

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49553049)

or are you really an oldHLSdude?

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552425)

when and how did you make most of ur money?

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552426)

https://archive.org/details/cultureofcritiqu0000macd

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552740)

This one where he endorses Nikki Haley for president in 2024 was also a real "banger"

https://xoxohth.com/thread.php?thread_id=5468328&mc=301&forum_id=2#47234122

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552514)

"The world is better than it used to be" was an amazing line too

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552566)

need to force myself to stay active, even if I've given up hope of ever getting laid

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552574)

I'm mostly in meetings and otherwise I'm reviewing documents

I mostly work 10 hours a week

I'm in my 30s

Should I do it

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552536)

what is a "psychological necessity" to you

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552772)

I agree regarding the noise. My suspicion is that there is a kernel of truth that is being intentionally obscured by the powers that be, but as ordinary civilians it is basically impossible for you or I to determine what is true and what is BS.

By the way, I've posted under other monikers before, but my brother has a mental illness with presentation similar to your sons' condition (in fact I was doing year-end work related to his special needs trust last night). You and I have discussed before, and I really appreciate those conversations. I have great sympathy for you--it's been hard having a brother go through this, I cannot imagine two sons

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552706)

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552693)

Today i make awesome money, have a beautiful gf and multiple children. Youre way off about weak mind

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552715)

I also kniw his political views and he is die hard egop including third base coach waving

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552839)

Do you ever regret hanging it up when you did? Do you think people thought less of you after you stepped away?

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552668)

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552766)

At the same time, millennials seem uniquely unambitious, lazy, wasteful, frivolous, and resentful of success. I am worried about our future. What are your thoughts?

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552771)

I have been visiting my in laws since the 24th and I am going to lose my mind if I can't get back to the office soon. Times like this really make a person appreciate being a partner at a law firm.

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552873)

Xoxohth is its last gasps. It's hard to have a frank and intelligent conversation on here these days as most people with an ounce of sensibility drifted away a long time ago. The racism and bigotry and antisemitism bothers me. Someone needs to administer death rites.

My father died not long ago from PSP. Poor man, he was only in his late 70s and never had the life expectancy of his parents and all four grandparents and all his aunts and uncles by blood, who lived into their 90s. That's life for you. Now dealing with a widowed mother who wants me to take over all her finances and pay her bills and give her an allowance so she doesn't have to think about it. I'm also in the process of starting up a trust for her assets. And it's making me much more cognizant of what I need to do for my own wife and kids. Definitely feel like I've aged a lot in the last year. And my dad's passing has also made me wonder if I spend too much time working and not enjoying life, money really isn't an issue at this point and I could contemplate an early retirement in 10 years or so, the one thing to keep an eye out for is that youngest would only be 16 at that point (boys are currently 16, 14 and 6). And I also worry about getting the boys properly launched in life, in a good and productive way. Or maybe I worry about it too much as I can't control everything. I've watched some families and it's interesting how disorganized families no matter how loving they are tend to have kids who end up with more disorganized life progressions, while super organized families tend to have kids who follow a pretty predictable route to better outcomes re jobs and relationships. I guess you can say I want to herd my boys away from the dangers of ending up a tattooed pierced metrosexual hipster. If they end up a dull financial analyst or consultant with a pretty girlfriend, job well done. But they do have their own burgeoning personalities and I've learned from it as well.

Will say, partly because of dealing with reorganizing my mother's finances after dad's death, that the a key observation I have of the changes in society from the past is that organizational structures seem to be significantly less competent in getting things done efficiently. Is it a coincidence that as white men are replaced with DEI people, everything only gets more bureaucratic and less efficient? I don't mean to say that only white men are capable of productive leadership but the culture generated by white male leadership is results oriented whereas DEI leadership is process oriented and cares less about actual outcomes as long the process is followed and the process needs plenty of DEI managers. I like to look at how ruthlessly efficient Amazon is versus government and healthcare. Just a speculation. Any thoughts?

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552947)

PSP is awful. My cousin's husband died of that. Terrible disease. My dad had ALS which was not cool either, but at least it didn't affect his cognition.

Our kids went off the rails at about 19 in both cases. We didn't see it coming, and when it happened it happened very quickly. Before that they had both been good students and athletes with lots of friends.

The worst place I ever worked for DEI crap was the university. They worship process. I spent about 5 years after my first retirement in a senior admin position in large well known school. The president told me one day that "The purpose of the university is diversity." I'm not sure that's even grammatically correct. Later I did a lot of university consulting and saw some really bad DEI things in almost every place. The one exception was Caltech where I taught for 5 years. I used to think MIT was immune, but I fear wokeness that crept in there, too.

A young friend has just taken a teaching position in a prestigious private liberal arts college. She is aghast at the environment. It's all super woke. She's so upset about the lack of rigor (she's in the sciences), entitled students, and As for effort that she's going to leave when her two year contract is up. Her chair made her regrade exams in order to increase grades, specifically noting that one student deserved a higher grade because "she wrote so much." My friend says that she did indeed write a bunch of drivel on a take home open book exam. Moreover, my friend the teacher is black herself, but Nigerian. She was a top sciences undergrad in a small private university and has a Harvard Phd in same. She's conservative and just blown away by the awful academic environment. I guess her hard sciences grad department at H was still back in the dark ages. One funny comment about my Nigerian friend. She does not want to be identified as a black. She has no respect for American black "culture" or uneducated African culture for that matter. Her husband is a white Phd math guy.

I've set up trusts for the wife and kids, but as I handle all the finances I know things will be a little rocky when they have to deal with the bank trust department. For the kids I have younger family members installed as trust advisors and a side letter of instruction to the trustee, but I know they won't do everything I do.

I think you're right about the organized families. I can't claim that we were ever like that. I'm not a super disciplined person myself and often just go with the flow.

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49553040)

Your son,

Stalin tp

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49552926)

Thanks

Sent from my iPhone

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49553084)

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49553003)

On the ETF side I like QQQ and MDY especially. My portfolio allocation is probably a little bit aggressive as it's very tilted toward equities. My experience with bonds sucks, except for the cash I keep in short term bond funds. I do keep quite a bit of cash in those. It's under performing but allows me to avoid worrying about market volatility. I like to keep about 5 years' expenses in cash. I have used the 4% rule, and have never pulled that much out until lately, partly because I'm being forced to by IRA MRDs. I think it's far better to retire early than not unless you really love your work. I actually retired twice. The first time I was 51, but went to a university, then retired again at 56. After that I did gig work which I pretty much enjoyed. I got to do a lot of interesting things that I could not have afforded to do otherwise. That includes my 5 years in university/wonderland and my additional 5 years teaching part time. I think I would have died if I had tried to keep up my working pace into old age. It was a terrible grind and there is no part throttle setting possible.

I have experimented with letting a "professional" manage a small part of my portfolio. His performance has not been terribly impressive.

(http://www.autoadmit.com/thread.php?thread_id=5815827&forum_id=2.#49553070)