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Financial Planners are all scam artists - the key to personal finance is simple

Step one: Don't ever borrow money or spend more than you mak...
at-the-ready ultramarine locus wrinkle
  05/05/24
stfu you mopey fat orc
razzmatazz orange pozpig
  05/05/24
It is this simple. The things that complicate someone's fina...
at-the-ready ultramarine locus wrinkle
  05/05/24
Cr. Stop craving a lifestyle you can’t afford. Spend y...
primrose razzle-dazzle partner lodge
  05/05/24
LMAO I'm never going to work in my life after I profit off o...
fishy center indirect expression
  05/06/24
Oh wow, I borrowed money for a law degree that turned me int...
dead flirting range
  05/06/24
...
Spectacular Scarlet Azn
  05/06/24
Oh wow, the only guy who managed to lose money buying a hous...
dun passionate becky step-uncle's house
  05/06/24
The idea that you can make a lot of money on a house is a fa...
at-the-ready ultramarine locus wrinkle
  05/06/24
So you're doubling down on losing money where everybody else...
dead flirting range
  05/06/24
So Dave Ramsey is a poaster now?
Spectacular Scarlet Azn
  05/06/24
OP is a fat fuck prole orc from Houston, TX, who lost money ...
razzmatazz orange pozpig
  05/06/24
. . .sounds like Dave to mee
Spectacular Scarlet Azn
  05/06/24
step 3 - pay 0000s for literal nickels and dimes on "wh...
vibrant metal business firm mad-dog skullcap
  05/06/24
I cannot endorse this step. Whatnot is full of scams and pur...
at-the-ready ultramarine locus wrinkle
  05/06/24


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Date: May 5th, 2024 9:23 PM
Author: at-the-ready ultramarine locus wrinkle

Step one: Don't ever borrow money or spend more than you make.

Step two: Never stop working and earning money.

If you follow step one and step two you will be fine forever. End of story.

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47638539)



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Date: May 5th, 2024 9:24 PM
Author: razzmatazz orange pozpig

stfu you mopey fat orc

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47638541)



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Date: May 5th, 2024 9:30 PM
Author: at-the-ready ultramarine locus wrinkle

It is this simple. The things that complicate someone's financial life are all too predictable:

1. I want a car I can't afford;

2. I want a house I can't afford;

3. I want a lifestyle I can't afford;

4. I want to retire; etc.

Just stop. The worst idea is the one of retirement. The concept that as society we should have people driving around doing nothing and just consuming is pure poison. Many have bought into it though. "I want to retire one day" they murmur. Well let me tell you what. If you want to retire one day and travel and just spend money then fine. Go do it today. Because you can. What's stopping you? Maybe you'll get tired of it or run out of money and go back to work. But if you wait until you're old to start doing that you're going to find out that it fucking sucks and you wasted all your years planning on a retirement that never comes.



(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47638552)



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Date: May 5th, 2024 11:59 PM
Author: primrose razzle-dazzle partner lodge

Cr. Stop craving a lifestyle you can’t afford. Spend your days not working and traveling like alll poor ppl do

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47638903)



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Date: May 6th, 2024 12:01 AM
Author: fishy center indirect expression

LMAO I'm never going to work in my life after I profit off of making monkey faces at an obese black woman.

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47638904)



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Date: May 6th, 2024 12:02 AM
Author: dead flirting range

Oh wow, I borrowed money for a law degree that turned me into a multimillionaire. Apparently I should have worked at a diner for a few years and saved up enough to pay tuition in cash.

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47638908)



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Date: May 6th, 2024 1:53 PM
Author: Spectacular Scarlet Azn



(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47639554)



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Date: May 6th, 2024 12:07 AM
Author: dun passionate becky step-uncle's house

Oh wow, the only guy who managed to lose money buying a house pre-COVID and selling it post-COVID is dealing out financial advice!

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47638914)



Reply Favorite

Date: May 6th, 2024 11:19 AM
Author: at-the-ready ultramarine locus wrinkle

The idea that you can make a lot of money on a house is a false one.

Nobody accounts for the actual costs of the transaction which are hidden from the purchase and sales price.

Nobody honestly accounts for the cost of maintenance and living in the home over time.

Nobody accounts for inflation and how that eats away any nominal return.

Nobody accounts for absurd costs like interest and insurance over time.

Homes will probably lose most people money. They key would be to find the smallest, cheapest possible housing that you can and live there for a small rent. Possibly buy and hold for a very long time, but it's all about reducing the size of your footprint and never using more than you need. That's going to save you money longterm. Nobody really makes money on houses. That's just a fact.

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47639191)



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Date: May 6th, 2024 11:28 AM
Author: dead flirting range

So you're doubling down on losing money where everybody else made money and purporting to give advice? If you're so smart why are you so poor?

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47639196)



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Date: May 6th, 2024 1:54 PM
Author: Spectacular Scarlet Azn

So Dave Ramsey is a poaster now?

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47639556)



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Date: May 6th, 2024 1:55 PM
Author: razzmatazz orange pozpig

OP is a fat fuck prole orc from Houston, TX, who lost money in real estate and now says no one makes money in real estate.

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47639563)



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Date: May 6th, 2024 2:04 PM
Author: Spectacular Scarlet Azn

. . .sounds like Dave to mee

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47639580)



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Date: May 6th, 2024 1:55 PM
Author: vibrant metal business firm mad-dog skullcap

step 3 - pay 0000s for literal nickels and dimes on "whatnot"

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47639565)



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Date: May 6th, 2024 2:29 PM
Author: at-the-ready ultramarine locus wrinkle

I cannot endorse this step. Whatnot is full of scams and purchasing anything, whether in person, online, or off of an auctioneering app, is going to leave you empty and unfulfilled. It's better to think out and plan your purchases of additional assets, whether they are securities, tangible property, education, paying down debt, etc., and then follow through with your plan.

I'll repeat: DO NOT GO ON WHATNOT

(http://www.autoadmit.com/thread.php?thread_id=5525526&forum_id=2#47639655)